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About the Role

Nationwide's Property and Casualty team is seeking a Credit & Political Risk professional to support the assessment and management of credit and political risks across a diverse portfolio. This role involves reviewing financial statements, analyzing counterparty and country risk, and developing risk models to support decision-making.

Responsibilities

• Analyze and interpret financial statements, cash flow forecasts, and operating metrics to assess counterparty creditworthiness.
• Evaluate corporate, sovereign, sub-sovereign, and project-related financial risks, including liquidity, leverage, and profitability.
• Conduct trend, peer, and stress analyses to identify emerging credit risks.
• Leverage credit and equity research to analyze industry trends, competitive landscape, and market dynamics.
• Assess country, sovereign, and political risks, including macroeconomic trends, fiscal and external vulnerabilities, regulatory frameworks, and geopolitical developments.
• Incorporate political risk considerations into credit assessments, ratings, and exposure recommendations.
• Monitor changes in political, economic, and regulatory environments and assess potential impacts on assigned exposures.
• Develop, enhance, and maintain credit risk and political risk models, scoring tools, and rating methodologies.
• Contribute to the design of stress testing, scenario analysis, and early warning indicators.
• Ensure models and frameworks are well-documented, robust, and aligned with internal risk governance standards.
• Perform ongoing monitoring of assigned credits, including covenant analysis, limit management, and review of financial updates.
• Prepare credit reviews, risk memos, and monitoring reports for internal committees and senior management.
• Support portfolio analytics, including concentration, correlation, and exposure analysis.
• Collaborate with underwriting, structuring, portfolio management, and senior risk leaders.
• Present risk assessments, conclusions, and recommendations clearly to credit committees and internal stakeholders.
• Participate in cross-functional initiatives to enhance risk analytics and decision-making tools.

Requirements

• 10+ years developing risk models, scorecards, or quantitative analytical tools.
• Strong foundation in financial statement analysis and credit evaluation.
• Experience working with risk models, scorecards, or quantitative analytical tools.
• Knowledge of sovereign, political, and emerging market risk factors.
• Good communication and interpersonal skills.
• Prior underwriting credit authority.
• Advanced proficiency in Excel.
• Experience with analytics tools, databases, or programming strongly preferred.
• This role does not qualify for employer-sponsored work authorization.
• Nationwide does not participate in the Stem OPT Extension program.

Skills

• Financial statement analysis
• Credit evaluation
• Risk modeling
• Scorecards
• Quantitative analytical tools
• Sovereign risk
• Political risk
• Emerging market risk factors
• Communication skills
• Interpersonal skills
• Excel proficiency
• Analytics tools
• Databases
• Programming

Location

• Remote
• Lower 48 U.S. states

Work Type

• Remote
• Exempt

Experience Level

• 10+ years

Education Level

• Bachelor’s degree preferred
• MBA or master’s degree in finance, economics or accounting a plus
• CPA/CFA a plus

Salary/Compensations

• $122,000.00-$214,000.00 (National Range)
• $122,000.00 - $182,000.00 (Expected Starting Range)

Benefits

• Medical/dental/vision
• Life insurance
• Short and long term disability coverage
• Paid time off (minimum 18 days annually)
• Nine paid holidays
• 8 hours of Lifetime paid time off
• 8 hours of Unity Day paid time off
• 401(k) with company match
• Company-paid pension plan

About the Company

• Nationwide is a Fortune 100 company with nearly $70 billion in annual sales.
• At Nationwide®, ‘on your side’ goes beyond just words.
• Customers and partners are at the center of everything we do.
• Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act.

Equal Opportunity

• Nationwide is an equal opportunity employer.
• We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged.
• Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.
• Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles.
• The company offers designated smoking areas in which smoking is permitted at each individual location.
• The Act prohibits retaliation for reporting complaints or violations.