Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

Provide independent credit judgment and constructive challenge on trade and working capital financing transactions. Partner with product and coverage teams to deliver well-structured solutions for clients while maintaining a strong risk culture. Focus on transaction reviews, credit analysis, structuring discussions, documentation assessment, and portfolio monitoring. Contribute to product evolution and supporting policies and controls.

Responsibilities

Evaluate new originations, renewals, and amendments, including structure, borrower and counterparty risk, collateral, repayment sources, and key risk mitigants.
Analyze credit risk using financial, transaction, and portfolio information to form clear, independent recommendations.
Partner with product and coverage teams to shape structures and risk mitigants for transactions.
Review documentation, identify gaps, non-standard terms, and emerging risks; recommend appropriate protections.
Decide on risk positions for variations from standard documentation, product policy, or guidelines, escalating as needed.
Monitor exposures across trade and working capital products and strengthen monitoring frameworks.
Develop portfolio analytics and data-driven insights to improve monitoring, reporting, and risk assessment efficiency.
Collaborate with credit risk management, legal, trade management, and other stakeholders to ensure risk views are reflected in execution.
Support new product structures, policy exceptions, and control design to enable responsible growth.
Document analyses, rationales, and monitoring outputs to maintain strong governance and auditability.
Deliver training to internal partners on trade products and associated risks and mitigants.

Requirements

Relevant experience in credit risk, trade risk, structured finance, or a closely related role.
Strong credit underwriting and analytical skills, including the ability to assess complex transaction structures.
Experience with, or a strong interest in, structured working capital finance, export agency-backed financing, or other trade finance products.
Ability to operate effectively in a time-sensitive environment while managing multiple priorities.
Sound judgment to assess collateral, repayment sources, documentation terms, and risk mitigants.
Clear and confident communication with stakeholders at different organizational levels.
Ability to influence outcomes through constructive challenge and solutions-oriented collaboration.
Proactive, self-starting approach while partnering well across teams.
Ability to analyze portfolio data to identify key trends and emerging risks.
Proficiency with technology-enabled tools to support monitoring, reporting, and decision-making.
Ability to interpret and negotiate legal documentation relevant to trade and working capital transactions.

Skills

Credit Risk Analysis
Trade Finance
Structured Finance
Financial Analysis
Portfolio Monitoring
Risk Management
Documentation Review
Data Analytics
Stakeholder Collaboration
Communication
Negotiation
Problem-Solving
Time Management
Independent Work
Teamwork

Location

Europe
Middle East
Africa

Work Type

Full-time

Experience Level

Associate

About the Company

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors.
Our first-class business in a first-class way approach to serving clients drives everything we do.
We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments.
Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries.
The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

Equal Opportunity

We are an equal opportunity employer and place a high value on diversity and inclusion at our company.
We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.