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About the Role

As a Credit Risk Manager at MUFG in London, you will be entrusted with significant responsibilities that span the assessment of fund financing transactions through to the ongoing management of complex portfolios. Your day-to-day activities will involve working collaboratively with colleagues across multiple departments both locally and internationally to ensure that all aspects of credit risk are meticulously evaluated and managed. You will engage directly with clients during due diligence processes, contribute to the development of new products by shaping risk frameworks, and play an integral role in presenting key transactions to senior management. Your ability to communicate effectively will be essential as you clarify risk appetites for stakeholders and negotiate terms within legal documentation. Success in this role will come from your attention to detail, your capacity for clear analysis under pressure, and your willingness to share knowledge within a supportive team environment.

Responsibilities

Assess and recommend appropriate ratings and credit limits for fund financing transactions by evaluating transaction structures and collateral packages to ensure robust risk management.
Engage in active dialogue with trading, sales, and relationship manager counterparts to ensure that risk appetite is clearly understood by all 1LoD stakeholders.
Oversee the annual review process for existing credit limits and counterparties within your area of responsibility, ensuring compliance with internal policies.
Maintain oversight of the EMEA portfolio across both MUFG Bank and MUFG Securities entities, ensuring accurate monitoring and reporting of exposures.
Organise comprehensive credit due diligence meetings with clients to gather critical information for informed decision-making.
Support new product adoption by defining risk acceptance criteria, developing rating models, and establishing effective credit risk measurements.
Collaborate closely with Global Corporate & Investment Banking (GCIB) and Markets (GM) teams on matters relating to fund financing products.
Present complex transactions to senior management for discussion and approval, providing clear analysis and recommendations on intricate deal structures.
Set credit risk-related terms in trading documentation through close liaison with Legal departments and external counsel as required.
Monitor delegated transactions to ensure performance aligns with approved terms while assessing portfolio-level risks and maintaining regulatory compliance.

Requirements

Proven background as a Credit Risk Manager or similar role within financial institutions.
Hands-on experience managing fund financing transactions particularly those involving subscription facilities.
Analytical mindset capable of dissecting complex investment strategies.
Familiarity with legal documentation ensures that all agreements meet rigorous standards while mitigating potential risks.
Interpersonal skills enable you to build trust-based relationships across departments and geographies.
Comfortable presenting detailed analyses to senior leaders while remaining responsive to feedback from colleagues at all levels.
Commitment to continuous learning means you are always seeking ways to broaden your skill set whether through formal training or informal knowledge sharing.
Experience in credit risk management within financial services, specifically focusing on fund financing products such as subscription finance and FX hedging solutions.
Comprehensive understanding of common LP types including insurance companies, sovereign wealth funds (SWF), pension funds, and Fund of Funds; additional exposure considered beneficial.
Proven competence in analysing financial sponsor investment strategies with emphasis on buy-out funds, private credit vehicles, infrastructure funds, or similar asset classes.
Solid working knowledge of legal documentation standards relevant to subscription lines as well as broader fund financing solutions such as NAV Financing or Private Equity Portfolio Financing.
Familiarity with key regulatory frameworks impacting credit risk management within banking environments; awareness of evolving industry standards is advantageous.
Excellent communication skills enabling you to convey complex credit arguments clearly and concisely both verbally and in writing.
Demonstrated interest in developing new skills alongside a structured approach to problem-solving within a collaborative setting.
Ability to operate calmly under pressure while prioritising tasks effectively according to business needs.
Advanced proficiency in Microsoft Office applications supporting efficient analysis and reporting.

Skills

Credit Risk Management
Fund Financing Transactions
Subscription Facilities
Analytical Skills
Legal Documentation
Interpersonal Skills
Presentation Skills
Continuous Learning
Financial Services
Subscription Finance
FX Hedging Solutions
Financial Sponsor Investment Strategies
Buy-out Funds
Private Credit Vehicles
Infrastructure Funds
NAV Financing
Private Equity Portfolio Financing
Regulatory Frameworks
Communication Skills
Problem-Solving
Microsoft Office

Location

London

Work Type

Flexible working opportunities

Experience Level

Manager

Education Level

Bachelors degree or equivalent qualification
Masters degree or relevant industry accreditation

Benefits

Generous pension contributions
Ongoing training

About the Company

Mitsubishi UFJ Financial Group (MUFG) is one of the world’s leading financial groups.
Across the globe, MUFG has 150,000 colleagues, striving to make a difference for every client, organization, and community they serve.
MUFG stands for its values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
MUFG has a vision to be the world’s most trusted financial group.
It is part of MUFG's culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility.
MUFG invests in talent, technologies, and tools that empower employees to own their career.
MUFG is one of the worlds most trusted and respected financial groups.
MUFG has over 360 years of history and a presence in more than 50 markets, offering unparalleled stability and career progression.
MUFG stands out as one of the worlds most respected financial institutions thanks to its unwavering commitment to integrity, collaboration, and sustainable growth.
MUFG has over 180,000 employees operating across more than 50 markets worldwide including a strong presence in London.
The company's dedication to flexible working opportunities allows employees greater control over their work-life balance while generous pension contributions provide long-term security.
At MUFG, personal development is encouraged through extensive training programmes designed to help employees reach their full potential.
The culture at MUFG is built around supportive leadership where every voice matters; teamwork is celebrated; and achievements are recognised.

Equal Opportunity

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count.
MUFG supports the principles of equality, diversity and inclusion in recruitment and employment, and opposes all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
MUFG makes recruitment decisions in a non-discriminatory manner in accordance with its commitment to identifying the right skills for the right role and its obligations under the law.