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About the Role
The Federal Home Loan Bank of San Francisco is a cooperative, wholesale bank providing liquidity to its members and meeting community credit needs. This role is a senior leadership position within the Risk Division, responsible for managing enterprise risk groups and overseeing the enterprise risk assessment methodology.
Responsibilities
- Manage enterprise risk groups within the Risk Division.
- Oversee the enterprise risk assessment methodology and its application.
- Identify, evaluate, measure, and monitor key enterprise risks.
- Support the achievement of a strong enterprise-wide risk management culture.
- Assess, monitor, measure, and report on the enterprise risk profile and strategies.
- Recommend mitigating risk measures and adjustments to Bank activities.
- Monitor alignment between the Bank's risk appetite and enterprise risk profile.
- Assess, monitor, measure, and report on risk management frameworks across the Bank.
- Identify opportunities for improvements in risk management frameworks.
- Support the CRO in executing Risk Division enterprise risk management objectives.
- Establish a governance structure and risk policies and frameworks.
- Assess and monitor business processes and operations for risk management.
- Provide assurance that business risks are systematically identified, assessed, and managed.
- Manage the enterprise risk assessment methodology and facilitate annual risk assessments.
- Manage the annual Inherent Risk Assessment report.
- Manage enterprise-level risk management programs including record management, hazard risk, anti-money laundering, financial instrument fraud, operational incident reporting, and vendor risk management.
- Serve as the deputy AML Officer and Fraud Officer.
- Oversee compliance risk management, including maintaining compliance obligations inventory and reviewing compliance risks.
- Oversee the development and implementation of financial models for risk analysis and simulation.
- Prepare and present reports to the Board.
- Report on emerging issues, changes in the external environment, and new initiatives affecting risk.
- Facilitate the application of the risk assessment methodology in strategic planning.
- Assess and monitor change management processes and perform risk assessments for new products/processes.
- Provide support to business units in designing and implementing business operations controls.
- Perform risk assessments of business unit operations.
- Monitor the risk industry for best practices and benchmarking.
- Manage the operation of the Enterprise Risk Committee (ERC).
- Maintain the Bank’s risk management policies.
- Participate in working groups to discuss emerging issues and report recommended actions.
- Serve on various risk management committees and working groups.
- Facilitate a strong working relationship with the Bank’s regulator, the Federal Housing Finance Agency.
- Hire, develop, support, and retain staff for the Risk Division.
Requirements
- Fifteen years of experience in banking or regulatory environment.
- Minimum of ten years of prior management experience, with success leading teams and making key decisions.
- Expert working knowledge of principles and practices of enterprise-wide risk management.
- Knowledge to evaluate and monitor financial instrument risk, credit risk, financial reporting risk, compliance risk, and operations risk.
- Knowledge of Bank-wide risk management systems and best practice internal control environments.
- Strong finance and accounting background in the financial services industry.
- Experience with financial reporting (external and internal) and asset/liability management.
- Familiarity with residential and income property mortgage loan underwriting and servicing standards.
- Familiarity with secondary market due diligence and market valuation standards.
- Familiarity with valuation models for mortgage loans, real estate appraisal standards, financial instrument valuation, and financial institution liquidity management.
- Knowledge of the business of the Bank’s members and the Bank’s business and financial strategies.
- Understanding of financial, operations, and regulatory risk associated with members and the Bank.
- Understanding of regulatory requirements, examination, and enforcement processes of the FHFA, OCC, FDIC, FRB, and NCUA.
- Strong understanding of safe and sound banking practices.
- Knowledge of Bank-wide risk management systems and best practice internal control environments including COSO and COBIT.
- Knowledge of information and cyber security technology and risk management.
- Strong leadership and communication skills.
- Excellent analytical, communication, and presentation abilities.
- Experience working with boards and regulators.
- Ability to set vision and lead transformation within the risk function.
- Executive-level communication skills to represent the function effectively with the Board, Leadership Team, FHFA, member regulators, and across the FHLBank System.
- Strong enterprise leadership and organizational navigation skills.
- Demonstrated track record of leading leaders and developing high-performing teams.
Skills
- Enterprise Risk Management
- Financial Instrument Risk
- Credit Risk
- Financial Reporting Risk
- Compliance Risk
- Operations Risk
- Financial Management
- Accounting
- Financial Reporting
- Asset/Liability Management
- Capital Markets
- Secondary Markets
- Mortgage Loan Underwriting
- Mortgage Loan Servicing
- Secondary Market Due Diligence
- Market Valuation
- Valuation Models
- Real Estate Appraisal
- Financial Instrument Valuation
- Liquidity Management
- Regulatory Compliance
- Risk Assessment
- Risk Measurement
- Risk Reporting
- Information Security
- Cyber Security
- Strategic Planning
- Leadership
- Communication
- Analytical Skills
- Presentation Skills
- Organizational Navigation
- Team Development
Location
- Arizona
- California
- Nevada
Work Type
- Full-time
Experience Level
- Senior Leader
- 15 years of experience in banking or regulatory environment
- 10 years of prior management experience
Education Level
- Bachelor’s Degree in Finance, Business, Economics, Accounting, or equivalent work experience
- Master’s degree in finance or business administration strongly preferred
- Certifications in related fields preferred
Salary/Compensations
- $310k - $355k
Benefits
- Market competitive pay
- Retirement benefits
- Health and welfare benefits
- Challenging and engaging work
About the Company
- The Federal Home Loan Bank of San Francisco is a cooperative, wholesale bank that provides liquidity to its members and helps meet community credit needs by providing credit products and services to member financial institutions through all phases of the economic cycle.
- The Bank’s members include commercial banks, credit unions, industrial loan companies, savings institutions, insurance companies, and community development financial institutions headquartered in Arizona, California, and Nevada.
- The Bank is member focused; embraces accountability to meet commitments and uphold our governance, risk and control standards as a government sponsored enterprise; and values differences to foster an inclusive culture.
- The Bank is committed to offering all team members challenging and engaging work with market competitive pay, retirement, and benefit offerings.
- The Bank is committed to fostering vibrant communities by serving as a reliable source of liquidity and resources for affordable housing and economic development.
Equal Opportunity
- The Federal Home Loan Bank of San Francisco is committed to the principles of equal opportunity in employment (e.g., employees, applicants) and in contracting (e.g., suppliers, vendors) regardless of race, color, religion, sex, national origin, disability status, genetic information, age, sexual orientation, gender identity, status as a parent, or any other characteristic protected by law.
- We are committed to cultivating a workplace free of unlawful discrimination, harassment, and retaliation.