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About the Role
The Legal team at Brex helps the company grow responsibly by providing strategic advice, protecting the company, advising on risk, and representing Brex externally. This role will focus on building, scaling, and improving the bill pay product and adjacent payments offerings, acting as a subject matter expert on money transmission and payments regulation.
Responsibilities
- Serve as the embedded legal partner to engineering, design, and product teams building bill pay and payments features, advising in real time as products are designed and built.
- Provide pragmatic, actionable advice on money transmission requirements and best practices for existing and new bill pay and payments products.
- Advise on the regulatory implications of product architecture, payment flows, fund movement, and feature design, helping teams make sound build-versus-defer decisions.
- Advise a variety of cross-functional partners on critical money transmission and payments regulatory questions.
- Track and analyze US state and federal money transmission laws, along with relevant international payments regulations, and help Brex stay ahead of regulatory change affecting bill pay.
- Advise on product and marketing collateral, customer communications, and disclosures for bill pay and payments products.
- Draft, update, and maintain customer agreements, terms, and disclosures for bill pay and money movement products.
- Support licensing, bank partner, and payments-network requirements as they relate to product launches.
Requirements
- 4+ years of working experience in a combination of law firms and fintech companies, ideally advising on money transmission, payments, and money movement matters for regulated financial products.
- Familiarity with federal, state, and international money transmission and payments laws and regulations, including state money transmitter licensing, the Bank Secrecy Act/AML requirements, EFTA/Regulation E, NACHA operating rules, and required disclosures.
- Excellent written and verbal communication skills, both internal (memos, guides, presentations) and external (customer agreements, terms, disclosures, customer communications).
- Ownership mentality and comfort working on complex matters that require sound judgment.
- Entrepreneurial mindset and ability to work in a fast-paced environment.
- Law degree and admitted to practice in at least one jurisdiction.
- Willingness to be a team player who pitches in to help out on other products and topics.
Skills
- Money transmission
- Payments regulation
- Risk management
- Regulatory ambiguity
- Product development
- Compliance
- Cross-functional collaboration
- Project management
- Legal advisory
- Contract drafting
- Licensing support
- Bank partnerships
- Payments networks
Location
- San Francisco
Work Type
- Hybrid
- Remote
Experience Level
- 4+ years
Education Level
- Law degree
Salary/Compensations
- $220,000 - $270,000 USD
Benefits
- Equity
- Other forms of compensation
About the Company
- Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets.
- By combining global corporate cards and banking with intuitive spend management, bill pay, and travel software, Brex enables founders and finance teams to accelerate operations, gain real-time visibility, and control spend effortlessly.
- Brex’s AI-native automation and world-class service eliminate manual expense and accounting tasks for customers so they can focus on what matters most.
- Tens of thousands of the world's best companies run on Brex, including DoorDash, Coinbase, Robinhood, Zoom, Plaid, Reddit, and SeatGeek.
- Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry.
- We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream.
- We make this a reality by empowering you with the tools, resources, and support you need to grow your career.
Equal Opportunity
- We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream.