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About the Role

Specializes in branch customer experience through sales, service, and digital engagement of Consumer and Business Banking customers. Supports daily branch operations as a Teller and meets customer service and sales needs.

Responsibilities

• Educate customers and explain features and benefits of Consumer and Business Banking solutions, making recommendations based on identified needs.
• Engage customers in various ways to bank with us and provide solutions, encouraging digital capabilities.
• Explain high-level criteria for loan application decisions.
• Complete servicing responsibilities for Consumer and Business Banking customer relationships and identify opportunities to solve other banking needs.
• Follow the Bank’s sales process and provide customer-focused advice.
• Proactively reach out to customers to retain and expand Consumer and Business Banking relationships.
• Adhere to customer service standards and deliver solutions based on customer needs.
• Engage in lobby management, greeting customers and proactively solving their banking needs.
• Introduce appropriate banking partners when servicing needs present product solution opportunities.
• Assist with and stay current on Consumer and Business Banking AML, BSA, and KYC processes; identify and escalate suspected fraud.
• Resolve and accurately log all customer complaints.
• Review, approve, and help resolve Consumer and Business Banking customer overdrafts.
• Accurately complete customer transactions.
• Complete operational activities required by the branch, including documenting customer interactions and appointments.
• Adhere to compliance and operational risk controls per Company or regulatory standards.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of audit points and regulatory issues.
• Meet and maintain Federal SAFE Act registration requirements.
• Complete other assigned duties.

Requirements

• High school diploma or equivalent (GED).
• Minimum of 1 year's proven retail sales, call center, customer service, or telesales experience.
• Strong verbal communication skills.
• Strong interpersonal skills.
• Ability to interact with diverse customers (consumer to small business).
• Ability to effectively handle difficult customer conversations.
• Well-organized.
• Proven time management skills.
• Proven prioritization skills.
• Ability to work under critical time constraints in a team environment.
• Proficiency with internet user-level technology.
• Ability to stand for long periods.
• Prolonged use of hands and fingers.
• Ability to lift light to heavy objects (5 lbs. to 30 lbs.).
• Ability to read fine print.
• Ability to interact with customers in an open face-to-face work environment.

Skills

• Sales
• Customer Service
• Digital Engagement
• Teller Operations
• Loan Application Criteria Explanation
• Customer Relationship Management
• Digital Capabilities Promotion
• Problem Resolution
• Compliance Adherence
• Operational Risk Control
• Fraud Identification
• Complaint Resolution
• Overdraft Resolution
• Transaction Processing
• Documentation
• Interpersonal Skills
• Verbal Communication
• Time Management
• Prioritization
• Teamwork
• Technology Proficiency

Location

• Bayport, New York, United States of America

Work Type

• Full-time

Experience Level

• 1+ year experience

Education Level

• High school diploma or equivalent (GED)

Salary/Compensations

• $22.79 - $37.99 Hourly (USD)

About the Company

• M&T Bank is committed to fair, competitive, and market-informed pay for our employees.