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About the Role

The Chief Risk Office (CRO) function at Deutsche Bank Japan, specifically the Credit Risk Management (CRM) team in Tokyo, is responsible for managing a diverse portfolio of counterparties and maintaining the local Risk Management Framework. This role involves regulatory reporting, participating in audits, and supporting governance through various management councils.

Responsibilities

• Manage a dedicated portfolio of Corporate and FI counterparties, as well as either real estate or leverage lending.
• Review credit proposals and write credit reports.
• Decide on transactions and risk exposures within personal credit authority.
• Manage risks arising from commercial and investment banking products, including loans, trade finance, and capital markets products (FX, commodity, interest rate, and equity derivatives).
• Ensure portfolio quality and documentation standards are maintained through due diligence, advising business stakeholders, and adhering to risk strategies.
• Participate in internal and external audits, demonstrating knowledge of policies, procedures, systems, and data management.
• Support the remediation of audit issues and provide input for improving work procedures with awareness of regulatory standards.
• Communicate frequently with business and infrastructure stakeholders to guide transaction proposals and enhance holistic risk management.
• Present factual information in a structured, clear, concise, and confident manner.
• Proactively reach out and connect to learn and understand complex transactions and identify key risks.
• Recommend solutions to senior management within the bank's risk appetite.
• Share knowledge and support the development of junior team members.
• Manage transactions independently towards timelines provided by business partners.
• Act as a role model in risk culture and conduct, believing in diversity and inclusion.
• Leverage an integrating environment to draw self-motivation and motivate others.

Requirements

• Minimum of 3 years of credit risk experience.
• Broad product knowhow in both lending and derivatives, preferably within an investment banking environment.
• Experience in structuring complex transactions.
• Understanding of complex risk, potentially gained from involvement in leveraged and structured transactions or real estate financings.
• Good knowledge of documentation and principal risk mitigating documentation techniques.
• Excellent interpersonal skills and ability to relate to people at all levels.
• Japanese native or Japanese native level language qualifications.
• Strong written and verbal English skills.
• At least an Undergraduate Degree.
• Formal credit training, potentially CFA.

Skills

• Credit risk management
• Portfolio management
• Credit proposal review
• Credit reporting
• Transaction decision making
• Risk assessment
• Commercial and investment banking products
• Lending
• Derivatives
• FX
• Commodity
• Interest rate derivatives
• Equity derivatives
• Documentation standards
• Due diligence
• Stakeholder communication
• Risk strategy adherence
• Audit participation
• Policy and procedure knowledge
• Systems and data management
• Regulatory standards awareness
• Interpersonal communication
• Problem-solving
• Teamwork
• Mentoring
• Risk culture
• Diversity and inclusion advocacy

Location

• Tokyo

Work Type

• Flexible Work Arrangements

Experience Level

• Assistant Vice President
• Minimum of 3 years of credit risk experience

Education Level

• Undergraduate Degree
• Formal credit training
• CFA (potentially)

Benefits

• Corporate Group Insurance – premium borne by company
• Annual health checkup – cost borne by company
• Flexible Work Arrangements
• Child care and elderly care benefits – corporate discount
• EAP – free and confidential counseling, online work-life resources
• Employee networks – Diversity, volunteering, sports, family care
• Special leaves entitlement
• Coaching and support from experts
• A culture of continuous learning
• A range of flexible benefits
• Training and development

About the Company

• Deutsche Bank is the leading German bank with strong European roots and a global network.
• We strive for a culture in which we are empowered to excel together every day.
• This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
• Together we share and celebrate the successes of our people.
• Together we are Deutsche Bank Group.

Equal Opportunity

• We welcome applications from all people and promote a positive, fair and inclusive work environment.