About the Role
As Manager, Operational Risk, you'll partner with leaders across Pepper Money to strengthen risk management practices and support a proactive risk culture. Working closely with the Senior Manager, Operational Risk, you'll provide Line 2 oversight, challenge and guidance to help the business identify, assess and manage operational risks while delivering practical solutions that support strong customer and business outcomes.
Responsibilities
- Partner with business stakeholders to identify, assess and manage operational risks in line with Pepper Money's risk management framework.
- Facilitate and challenge Risk and Control Self-Assessments (RCSAs), ensuring risks, controls and actions are clearly defined and appropriately managed.
- Provide constructive challenge on the design and effectiveness of controls, identifying opportunities to strengthen risk outcomes.
- Support the uplift of operational risk capability across the business through training, coaching and practical risk guidance.
- Review incidents and issues to ensure they are appropriately recorded, escalated and managed, while supporting meaningful root cause analysis and sustainable remediation.
- Partner with project teams to identify and manage risks associated with business change initiatives and strategic projects.
- Analyse operational risk data to identify emerging trends, themes and insights that support informed decision-making and governance reporting.
- Maintain high-quality risk information within the GRC system, ensuring records are accurate, complete and up to date.
- Champion a strong risk culture by promoting accountability, ownership and effective risk management practices across the organisation.
Requirements
- Experience in operational risk, compliance, assurance or a related risk discipline within financial services.
- Strong understanding of risk management principles and the practical application of operational risk frameworks.
- Experience facilitating risk and control assessments and partnering with stakeholders to improve risk outcomes.
- Strong incident and issue management experience, including root cause analysis and remediation oversight.
- Experience working with GRC systems and maintaining risk, control and action records.
- Excellent written and verbal communication skills to influence stakeholders and present complex concepts in a simple, practical way.
- Strong analytical thinking and problem-solving skills to identify trends, assess impacts and recommend effective solutions.
- Ability to build trusted relationships, work collaboratively across teams and bring a pragmatic, solutions-focused approach to risk management.
- Exposure to project risk, business continuity or major change initiatives, which would be highly regarded.
Skills
- Operational Risk
- Compliance
- Assurance
- Risk Management Principles
- Risk and Control Assessments
- Incident and Issue Management
- Root Cause Analysis
- Remediation Oversight
- GRC Systems
- Written Communication
- Verbal Communication
- Analytical Thinking
- Problem-Solving
- Collaboration
- Project Risk Management
- Business Continuity
- Change Management
Location
- Hybrid
Work Type
- Hybrid
Experience Level
- Manager
Benefits
- Development opportunities
- Spice Reward and Recognition Program
- DE&I initiatives
- Hybrid working model
- Flexible parental leave policies
- Purchased leave options
- Free gym membership
- Discounted health insurance policies
- Novated leasing
- Staff loan rates
- Referral Bonus ($2000)
About the Company
- Pepper Money is dedicated to helping people succeed—whether it’s buying a family home, a dream car, developing professionally, or growing their business.
- One of the largest, most trusted, and award-winning non-bank lenders in Australia and New Zealand.
- Over 26 years of experience, helping over half a million Australians reach their goals with ever-expanding lending options.
- Values: Can Do, Balanced, Real.
- Proud of an inclusive and diverse workplace built over 26 years.
- Diversity is embedded in people practices, communication, and connections.
