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About the Role

This role is responsible for reviewing and verifying mortgage applications from the approval stage to the instruction stage, ensuring compliance with guidelines, policies, and procedures. The ideal candidate is smart, detailed-oriented, client-focused, and eager to contribute to a growing organization.

Responsibilities

• Review and verify the accuracy of mortgage application submissions using due diligence and in compliance with Internal Regulatory Guidelines and Anti-Money Laundering and Terrorist Financing Guidelines.
• Document clear and concise notes within the mortgage underwriting system.
• Provide timely and accurate credit decisions.

Requirements

• Ability to work independently to solve problems and collaborate as a team member with other underwriters, closers, and partners.
• Ability to thrive in a fast-paced environment and stay current with market changes.
• History of delivering an extraordinary experience for internal and external clients with a focus on results.
• Strong decision-making skills to convey solutions to areas of concern.
• Proven ability handling difficult situations and using good judgment based on experience and knowledge.
• Experience in the Mortgage or Real Estate Business is an asset.
• 2-5 years previous Mortgage Underwriting experience.

Skills

• Intermediate MS Office tools (Word, Excel, Outlook)
• Slack

Location

• Downtown Toronto, ON

Work Type

• Hybrid work schedule (split between work from home and in the office)

Experience Level

• 2-5 years previous Mortgage Underwriting experience

Salary/Compensations

• Competitive salary

Benefits

• Medical and dental benefits paid for by the employer
• Diverse work environment
• Team events
• Modern lounge outfitted with table tennis and a games room
• Rapidly growing organization
• Professional team with a shared perception of how things are done
• Learning and Development including online training and conferences
• Flexible work schedule

About the Company

• Canada’s most innovative company in the mortgage industry.
• At True North Mortgage we put the customer experience first!
• Offering the best rates on full-featured mortgage products exclusive to True North Mortgage.
• Started our own CMHC approved lender in 2016 called THINK Financial.
• THINK Financial has funded over $4 Billion in Mortgages since launch.
• In-House financing – THINK Financial, (THINKFinancial.ca) our own lender, has the lowest rates in the country.
• THINK Financial also offers private lending when your clients cannot qualify via the traditional route.