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About the Role

As a Finance Analyst, you will serve as a strategic partner to steer growth, optimize performance, and shape the financial future of a mission-driven neobank. You will bridge the gap between data and strategy, providing actionable insights to drive executive decision-making across Product, Technology, Lending, and Marketing teams.

Responsibilities

• Lead the coordination, maintenance, and modeling of annual budgets, quarterly forecasts, and long-range plans.
• Develop complex P&L, Balance Sheet, and Cash Flow projections.
• Partner with leaders in Banking, Tech, and Marketing to analyze unit economics and prioritize investments.
• Provide financial guidance for new product launches.
• Conduct monthly and quarterly deep-dives into expense and revenue drivers.
• Translate variance analysis into clear trends, risks, and profitability opportunities.
• Automate KPI reporting and synthesize financial data for senior leadership, investors, and regulators.
• Collaborate with Accounting and Treasury to streamline month-end close processes.
• Evaluate, implement, and optimize FP&A software tools.

Requirements

• 3+ years of progressive finance experience, preferably in banking, fintech, or corporate financial services.
• Strong foundation in financial theory, strategic forecasting, corporate budgeting, and GAAP accounting principles.
• Expert-level proficiency in Microsoft Excel or Google Sheets.
• Proven track record of building sophisticated, dynamic financial models.
• Skilled in PowerPoint or Google Slides.
• Ability to influence cross-functional stakeholders and manage time-sensitive projects independently.

Skills

• Financial modeling
• Strategic forecasting
• Corporate budgeting
• GAAP accounting
• Data analysis
• KPI reporting
• Financial systems management
• Cross-functional communication

Experience Level

• 3+ years of progressive finance experience

Education Level

• Bachelor’s degree in Finance, Accounting, Economics, or a related quantitative discipline

About the Company

• Varo is an all-digital, mission-driven, FDIC-insured bank designed for modern customer needs.

Equal Opportunity

• Varo is an equal opportunity employer committed to diversity and building teams that represent a variety of backgrounds, perspectives, and skills.
• All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.