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About the Role

We are seeking an experienced and commercially minded Motor Fleet Underwriter to join our Mid Market Underwriting team. In this role, you will manage and grow a portfolio of Mid Market Motor Fleet business, ensuring sustainable and profitable growth through strong underwriting discipline and broker relationships. You will assess risks, negotiate terms and pricing, and provide tailored insurance solutions. While Motor Fleet is your primary focus, you will also broaden your underwriting knowledge and contribute to wider initiatives across the Mid Market portfolio. You will collaborate with brokers and internal colleagues to deliver excellent service, maintain underwriting standards, and drive profitable outcomes.

Responsibilities

Underwrite and manage a portfolio of Mid Market Motor Fleet business in accordance with underwriting appetite and authority levels.
Assess new business, renewals, and mid-term adjustments, making sound underwriting decisions based on risk analysis and market conditions.
Develop and maintain strong relationships with brokers to support retention and profitable growth.
Negotiate pricing, terms, and conditions to achieve sustainable portfolio performance.
Collaborate with internal stakeholders to deliver exceptional customer and broker outcomes.
Monitor and manage portfolio performance, taking action where required to deliver underwriting profitability.
Maintain a strong understanding of market trends, emerging risks, and competitor activity.
Ensure compliance with underwriting guidelines, governance standards, and regulatory requirements.
Provide technical underwriting support and guidance where required.

Requirements

Proven experience underwriting Motor Fleet business.
Strong technical underwriting knowledge and risk assessment capability.
Experience managing broker relationships and negotiating profitable outcomes.
Strong analytical and decision-making skills.
Excellent communication, influencing, and relationship-building abilities.
A customer-focused approach and commitment to delivering excellent service.
The ability to work independently while contributing positively to team objectives.
A proactive and commercially minded approach to portfolio management.

Skills

Motor Fleet underwriting
Risk assessment
Broker relationship management
Negotiation
Analytical skills
Decision-making
Communication
Influencing
Relationship-building
Customer focus
Teamwork
Proactive approach
Commercial awareness

Location

Croydon
South East Region

Work Type

Part-time
Job-share
Full-time
Hybrid

Experience Level

Experienced

Education Level

Progress towards, or completion of, a professional insurance qualification such as ACII (desirable)

Benefits

12% defined non-contributory pension scheme
Annual company bonus
Private medical insurance
Option to buy up to an additional 20 days holiday
Option to sell holiday
Range of other flexible benefits

About the Company

At Zurich we aspire to be one of the most responsible and impactful businesses in the world. Together, we’re creating a brighter future for our customers, our people and our planet.
With over 65,000 employees, you’ll feel the support of being part of a strong and stable company that is a long-standing player in the insurance industry.
We’ve made a promise to each other and every employee: to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.
If you’re interested in working in a dynamic and challenging environment where your creativity, ideas and contributions are recognised and rewarded, Zurich could be just the place for you. Be part of something great.
At Zurich, our strength comes from the diverse experiences, perspectives and talents of our people. Our goal is to create a workplace where every employee can flourish and where everyone feels valued, heard and respected.
Over a quarter of our employees are members of at least one of our inclusion communities (Employee Resource Groups), with groups focused on areas such as social mobility and cultural awareness. We’re proud to have received numerous industry awards recognising our diversity and inclusion policies and initiatives.
We’ve created an environment that places real importance on our people’s wellbeing from a physical, mental, social and financial perspective. We work with our wellbeing partners and industry experts to provide practical advice and access to a wide range of lifestyle support, alongside opportunities to learn, grow and develop the skills needed for the future.
We actively support our employees to give back to their communities through volunteering and charitable activity. Our charitable arm, Zurich Community Trust, is one of the longest‑established corporate trusts in the UK. Together, we’ve supported causes across the UK through grants and volunteering, contributing over £100 million in funding and volunteered time.

Equal Opportunity

We’re committed to treating all applicants fairly and with respect, irrespective of their actual or assumed background, sexual orientation, disability or any other protected characteristic.
As an inclusive employer we also want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You’ll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.