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About the Role

You will own Monument’s new-product engine, Foundry, within the Savings division. Your role is to build what comes next, including Tokenised Deposits, a savings prize draw, a Junior ISA, and an SME savings proposition. You will take new savings products from initial concept through to launch and scaling in a regulated environment, ensuring a high standard of client experience and compliance.

Responsibilities

• Drive measurable growth, focusing on new deposits, client volumes, and balances.
• Own the Foundry roadmap, defining priorities based on deposits, client growth, and margin.
• Ship new products, including Tokenised Deposits, prize draws, Junior ISAs, and SME savings, from concept to launch and iteration.
• Test, measure, and iterate on new initiatives based on evidence, cutting what doesn’t work.
• Ensure compliance with FCA, BCOBS, ISA, and Consumer Duty requirements.
• Collaborate with Engineering, Design, Risk, Compliance, Operations, and Treasury teams.
• Utilize AI to accelerate experiments and automate non-core tasks.

Requirements

• Strong product management experience in banking, fintech, or regulated financial services, with a track record of owning new-product launches.
• Demonstrated product sense with a focus on client problems and commercial results.
• Proven ability in structured problem-solving, translating ambiguity into clear hypotheses and data-driven decisions.
• Familiarity with UK savings regulation, including FCA, BCOBS, ISAs, and Consumer Duty.
• A founder's drive, relentless curiosity, or both, with a desire to build new products.
• Experience with savings, deposits, or closely related products is a strong plus.
• Tokenised or digital-asset deposit experience is rare and welcome.

Skills

• Product Management
• Banking
• Fintech
• Regulated Financial Services
• New Product Launch
• Product Sense
• Client Focus
• Commercial Acumen
• Structured Problem-Solving
• Data Analysis
• Hypothesis Generation
• UK Savings Regulation (FCA, BCOBS, ISAs, Consumer Duty)
• AI Utilization
• Cross-functional Collaboration

Location

• London (Oxford Circus)

Work Type

• Hybrid (2 days per week in office)
• Flexible working (including options to work abroad)

Experience Level

• Mid-level to Senior (implied by ownership and responsibility)

Benefits

• 28 days annual leave plus 8 bank holidays
• Performance related bonus structure
• Equity after probation
• Enhanced pension (9% employer contribution + 1% match when you contribute a minimum of 1%)
• Private health insurance with family cover
• Optical and dental cover
• Online GP service for you and your family
• Life assurance
• Enhanced parental leave

About the Company

• Monument is building a financial brand for mass affluent professionals, entrepreneurs, and ambitious savers underserved by traditional banks.
• The company aims to simplify, modernize, and humanize wealth management.
• Monument has over £7 billion in client deposits, recent funding, and recognition on the Future Fifty list.
• The Savings division has experienced significant growth, with ambitions to expand further.
• Monument operates with startup speed and utilizes AI extensively.

Equal Opportunity

• Monument Bank is an equal opportunities employer committed to creating an inclusive environment.
• Applications are welcomed from individuals of all backgrounds.
• The company does not discriminate on the basis of age, disability, gender reassignment, marriage or civil partnership, pregnancy or maternity, race, religion or belief, sex, or sexual orientation.