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About the Role

The Director of Product Management will drive the overarching product strategy, architectural vision, and commercial success for foundational lending product lines, including HELOCs, mortgage loans, personal loans, and next-generation financial products. This role involves managing and growing a team of Product Managers and collaborating with executive leaders to steer digital infrastructure and technology innovation.

Responsibilities

Build, scale, and mentor a world-class, multi-layered product management organization.
Establish a high-performance culture rooted in operational discipline, continuous talent development, and product management excellence.
Define and champion the long-term product vision, strategy, and investment roadmap for the Lending Product organization.
Ensure the portfolio balances immediate commercial scaling with long-term foundational technical architecture.
Provide leadership and direction for the development of our next-generation, API-first lending architecture.
Drive the modernization of our core lending origination systems, automated decisioning frameworks, real-time pricing engines, and external partner ecosystems.
Be accountable for the business performance of Lending product lines, tracking core metrics including funnel performance, close rates, time-to-fund and product profitability.
Act as a critical liaison between Product and key executive stakeholders in Marketing, Capital Markets, Credit Risk, Legal & Compliance, Sales, and Operations.
Ensure complex industry regulations are met and seamlessly integrated into scalable, friction-free customer software experiences.
Drive the adoption of emerging technologies, modern data/analytics capabilities, and alternative data underwriting methods to keep Achieve ahead of fintech competitors and shifting macroeconomic conditions.

Requirements

Deep knowledge of the end-to-end digital consumer lending lifecycle, automated credit risk rules engines, modern loan origination technology stacks, secondary market/capital market constraints, and equity/unsecured debt products.
Proven experience overseeing complex API-first platform transformations, modern cloud architecture transitions, and enterprise-level data layer definitions.
Ability to align technology roadmaps directly with VP-level Engineering leaders.
Exceptional track record of presenting to, influencing, and aligning C-suite executives and regulatory bodies on highly strategic, high-capital decisions.
Proven leader who has successfully taken product lines from zero-to-one, as well as scaled consumer facing lending platforms.

Skills

Product Management
API-first platform transformations
Cloud architecture
Data layer definitions
Executive presence
Influence
Consumer lending lifecycle
Automated credit risk rules engines
Loan origination technology
Capital markets
Equity/unsecured debt products

Location

San Mateo, CA
Phoenix, AZ
Remote

Work Type

Hybrid
Work from home

Experience Level

Director
Senior Leader

Salary/Compensations

$200,000 - $240,000 + bonus + benefits

Benefits

401 (k) with employer match
Medical, dental, and vision with HSA and FSA options
Competitive vacation and sick time off
Dedicated volunteer days
Access to wellness support through Employee Assistance Program
Physical and mental health wellness programs
Pet care discounts
Financial support in times of hardship with our Achieve Care Fund
A safe place to connect
Commitment to diversity and inclusion through our six employee resource groups

About the Company

Achieve is the leader in digital personal finance, helping everyday people thrive with innovative solutions like home equity and personal loans, and debt relief.
We offer personalized financial solutions, blending data, technology, and an empathetic human touch to help members reach a better financial future.
Our 2,300+ teammates across hubs in California, Arizona, and Texas collaborate on our mission.
Since 2002, we've fostered an inclusive environment, uniting all roles under core values: Care (For Everyone), Get Better (Every Day), Act With Integrity (Every Time), and Collaborate (With Everybody).
Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S., with over $40B in enrollments for our industry-leading, tech-enabled debt resolution services business, and over $11Bn in personal and home loans originations via our banking-as-a-service partner.
Achieve’s Lending Product organization supports our market growth through two core ecosystems: a Direct-to-Consumer (D2C) platform and a technology-first Third-Party Originations (TPO) channel.
Our TPO business is reimagining the intermediary lending landscape by deploying API-first infrastructure, frictionless wholesale and correspondent portals, and instant underwriting tools that empower external brokers to deliver Achieve’s industry-leading HELOCs and mortgages at scale.
We are proudly offering hybrid options in the San Mateo, CA and Phoenix, AZ metro market.
Achieve is changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future.
We’re proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas.
We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members.
A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.

Equal Opportunity

All your information will be kept confidential according to EEO guidelines.