Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

As Lendable scales its credit cards business, the integrity and accuracy of our financial reporting has never been more important. We’re looking for a Financial Reporting Manager to own the maintenance and development of our IFRS models and serve as a key data and analytical resource for our finance and capital markets teams. Reporting into the UK cards credit team, you’ll be responsible for ensuring our IFRS 9 provisioning models are accurate, well-governed and aligned with our evolving portfolio. You’ll work closely with credit risk, capital markets and senior finance stakeholders to support data requests, scenario analysis and strategic decisions. This role sits at the intersection of finance, credit risk and capital markets. You’ll need a deep understanding of IFRS 9, strong technical and modelling skills, and the ability to translate complex financial outputs into clear, actionable insight for a range of stakeholders.

Responsibilities

Own the maintenance and development of IFRS models.
Serve as a key data and analytical resource for finance and capital markets teams.
Ensure IFRS 9 provisioning models are accurate, well-governed and aligned with the evolving portfolio.
Support data requests, scenario analysis and strategic decisions in collaboration with credit risk, capital markets, and senior finance stakeholders.

Requirements

3+ years in financial reporting, credit risk modelling or a related finance function within financial services.
Hands-on experience maintaining or developing IFRS 9 models, including PD, LGD and EAD components.
Strong understanding of loss provisioning methodology and how provisions interact with P&L and balance sheet.
Proficiency in SQL and Python for data extraction and model maintenance.
Experience producing reporting packs and commentary for senior finance or capital markets audiences.
Ability to work cross-functionally with risk, finance and capital markets teams.
Experience in consumer lending or cards businesses.
Familiarity with securitization structures, investor reporting or capital markets transactions (Desirable).
Demonstrable use of AI in workflow (Desirable).
Experience presenting financial analysis to investors or rating agencies (Desirable).
Track record of improving model governance, documentation or validation processes (Desirable).

Skills

IFRS 9
SQL
Python
Financial reporting
Credit risk modelling
Loss provisioning methodology
Data extraction
Model maintenance
Reporting pack production
Cross-functional collaboration
Consumer lending
Cards businesses
Securitization structures
Investor reporting
Capital markets transactions
AI
Financial analysis presentation
Model governance
Model documentation
Model validation
Detail-orientation
Rigour
Clear communication
Process ownership
Proactiveness
Collaboration
Navigating ambiguity
Structured thinking
Data utilization
Technology utilization

Work Type

Hybrid
Remote

Experience Level

3+ years

Benefits

Flexible working
Health coverage
Retirement & savings plans
Employee referral programme
Office meals & snacks
Sustainable commuting schemes

About the Company

Lendable is on a mission to build the world's best technology to help people get credit and save money.
One of the UK’s newest unicorns with a team of just over 700 people.
Among the fastest-growing tech companies in the UK.
Profitable since 2017.
Backed by top investors including Balderton Capital and Goldman Sachs.
Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot).
Rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance.
Get money into customers’ hands in minutes instead of days.
Growing fast and expanding into the US market.
Opportunity to take ownership and make a material impact from day 1.
Work in small teams of exceptional, resourceful people.
Build the best technology in-house using new data sources, machine learning and AI.