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About the Role

The Procurement team at Monzo is evolving into a proactive, strategic partner to the business, shaping commercial decisions, enabling scale, and delivering long-term value. We are hiring a Buyer to join the team, focusing on delivering strong sourcing and commercial outcomes within a defined category.

Responsibilities

• Leading end-to-end sourcing processes within your aligned category, operating with a high degree of autonomy and accountability.
• Navigating complex trade-offs, applying sound commercial judgement to balance risk, cost, value and long-term strategy.
• Running competitive events and negotiating commercial terms that deliver measurable value.
• Owning contract execution and renewal planning, proactively managing timelines and dependencies.
• Translating stakeholder requirements into clear, commercially robust solutions, challenging constructively where needed.
• Aligning and, where necessary, realigning stakeholders to drive clarity, momentum and confident decision-making.
• Identifying and delivering opportunities to improve commercial outcomes within your remit through insight, influence and independent thinking.

Requirements

• Experience running end-to-end sourcing processes and negotiating commercial terms, always seeking to understand the commercial rationale behind decisions.
• Understanding of core procurement principles and ability to clearly articulate commercial trade-offs - balancing cost, risk, value and long-term impact.
• Ability to apply skills across different spend areas, adapting approach to new contexts with sound judgement.
• Experience working closely with stakeholders, guiding and influencing commercial conversations with confidence.
• Ability to thrive in fast-paced environments and enjoy solving practical commercial challenges with curiosity and ownership.
• Curiosity about and comfort using AI tools (like Gemini or Claude) to power up research and analysis.

Skills

• Commercial judgement
• Negotiation
• Contract management
• Stakeholder management
• Problem-solving
• Adaptability
• AI tools

Location

• London
• Cardiff
• UK Remote

Work Type

• Remote
• Hybrid

Experience Level

• Mid-level

Salary/Compensations

• £40,000 - £52,000 + Incentive Scheme tied to performance

Benefits

• Incentive awards tied to performance
• Flexible working hours
• £1,000 learning budget each year
• Macbooks provided
• Support for work-from-home setup

About the Company

• We’re on a mission to make money work for everyone.
• We’re waving goodbye to the complicated and confusing ways of traditional banking.
• Our product offering has grown a lot in the last 10 years in the UK, including personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account and credit cards.
• Our UK customers can also save, invest and combine their pensions with us.
• We have a long history of creating magical moments for our customers with hot coral cards, get-paid-early feature, financial education on social media and award winning customer service.
• We’re not about selling products - we want to solve problems and change lives through Monzo.

Equal Opportunity

• All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.