About the Role
The Senior Financial Hardship Consultant provides personalized and timely support to customers experiencing financial hardship, while also coaching team members to achieve more consistent, sustainable, and customer-focused outcomes. This role dedicates approximately 60% of time to direct customer support and 40% to team capability building.
Responsibilities
- Handle inbound and outbound calls to support customers experiencing financial hardship, building rapport, showing compassion, understanding situations, and communicating options.
- Assess and process hardship applications, reviewing customer circumstances to determine appropriate sustainable solutions in line with policies, regulatory requirements, and individual needs.
- Connect customers to external support services to assist them in resolving financial difficulties holistically.
- Maintain accurate file notes and ensure all interactions, decisions, and outcomes meet hardship policies, regulatory frameworks, and quality standards.
- Log and resolve hardship-related complaints as required.
- Work closely with customers’ financial counsellors to implement sustainable solutions.
- Complete quality assurance reviews of customer interactions, hardship assessments, and case outcomes to identify strengths, coaching opportunities, and risks.
- Support Financial Assistance team members through side-by-side coaching, feedback, guidance, and training to improve customer conversations, decision quality, and consistency.
- Identify emerging trends, themes, and insights from customer interactions and quality reviews to improve processes, coaching focus areas, and portfolio management.
Requirements
- Previous hardship experience within the banking and financial services industry, as a quality analyst, senior officer, or team leader is required.
- Experience in collections, complaints, or supporting other vulnerable customers will also be considered.
- Highly developed interpersonal skills, with the ability to build rapport and guide customer conversations toward appropriate, sustainable solutions.
- Strong decision-making and problem-solving skills.
- Strong customer focus, with a passion for delivering quality outcomes for customers, through both verbal and written communication.
- Demonstrated ability to coach, support, and provide constructive feedback to team members to improve quality, consistency, and customer outcomes.
- Experience completing quality assurance reviews, identifying coaching themes, and supporting continuous improvement is highly regarded.
- Capacity to efficiently manage time and multitask with a strong commercial mindset.
- Proficiency in Microsoft Office Suite (advanced level preferred).
Skills
- Customer empathy and communication
- Coaching and capability building
- Quality assurance and judgement
- Case management and prioritisation
- Collaboration and continuous improvement
Location
- Remote
Work Type
- Full-time
Experience Level
- Senior
Education Level
- Tertiary qualification in Administration, Business or similar is beneficial, but not essential
Benefits
- Birthday leave
- Health and wellbeing leave
- Volunteering day
- $500 ergonomic equipment reimbursement
- Recruitment referral program (up to $5,000)
- Employee rate program for auto finance
- Paid parental leave
- SPARK employee benefits program (discounts, wellbeing support)
- Purchased annual leave
- Diversity flex leave
About the Company
- Angle Auto Finance is working together to put more Australians in the driver’s seat.
- We’re tech-forward and fast-moving, offering opportunities to learn and grow.
- We are proud of our inclusive, flexible workplace and our community involvement.
- We believe working here is genuinely rewarding.
Equal Opportunity
- Angle Auto Finance is committed to attracting, retaining and strengthening the performance of a diverse, equitable and inclusive workforce.
- We ensure equal employment opportunities without discrimination or exclusion on the basis of cultural heritage, colour, religion, citizenship status, age, sex, sexual orientation, gender identity, or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information or any other basis protected by law.
