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About the Role

As a Senior Product Manager for Visa Commercial Solutions Virtual Card Platform, you will support the evolution of Visa’s commercial payment capabilities and act as the Product Owner for scrum teams delivering virtual card and B2B payment capabilities. The ideal candidate will combine strong product management experience with analytical, technical, collaboration, and leadership skills.

Responsibilities

• Develop and maintain a deep understanding of Visa Commercial Solutions strategies, Virtual Card priorities, B2B payment flows, customer needs, and market requirements, and translate them into the product roadmap.
• Serve as the Product Owner for one or more scrum teams, including defining product features, prioritizing the backlog, and writing clear epics, features, user stories, and acceptance criteria.
• Partner with Technology, Architecture, and Engineering teams to deliver scalable, resilient, and secure platform capabilities across payment services, account services, virtual card lifecycle management, settlement, reconciliation, and APIs.
• Work cross-functionally with Risk, Legal, Regulatory, Operations, Implementation, Client Service, Finance, regional product teams, and external partners to assess impacts, resolve issues, and support successful delivery.
• Plan and conduct User Acceptance Testing to validate that product capabilities meet business, functional, operational, and client requirements.
• Produce and maintain product documentation, including user guides, product overview decks, release notes, implementation materials, training content, and support documentation.
• Drive go-to-market and operational readiness activities, including release communications, client impact assessments, defect triage, escalation management, and post-release monitoring.
• Serve as a product subject matter expert for internal stakeholders, client financial institutions, and partners through collaboration with regional product, implementation, and support teams.
• Demonstrate strong analytical thinking, problem-solving, leadership, and communication skills while operating independently in a fast-paced, rapidly changing, customer-focused environment.

Requirements

• 6 years of work experience with a Bachelor’s degree or 4 years of work experience with an Advanced degree, e.g., Masters, MBA, JD, MD, or a minimum of 2 years of work experience with a PhD.
• Strong leadership, interpersonal, and communication skills, with the ability to work collaboratively with others in cross-functional teams.
• Experience in presenting and communicating complex/detailed topics to technical and non-technical stakeholders.
• Strong proficiency in MS Office, including Excel, PowerPoint, Visio, and Word.
• Experience managing digital, fintech, SaaS, commercial card, or B2B payment products from inception to launch.
• Experience with AI tools like ChatGPT, Gemini, Microsoft Copilot is a must.
• Minimum of 8 years of experience with a Bachelor’s degree, or at least 6 years of experience with an Advanced Degree, e.g., Masters, MBA, JD, MD, or PhD.
• Proven experience with commercial card, virtual card, B2B payments, embedded payments, treasury, payables, or accounts payable automation solutions.
• Comprehensive understanding of payment flows within B2B environments, including buyer, issuer, processor, supplier, settlement, reconciliation, and reporting processes.
• Track record of serving as a product manager, overseeing products from conception through launch.
• Experience with API-based products, platform integrations, payment services, account services, data APIs, and partner integrations.
• Ability to identify potential failure points and develop effective error-handling strategies to ensure product resiliency.
• Strong technical expertise and understanding of virtual card lifecycle management, credit card authorization, clearing, settlement, reconciliation, and exception handling processes.
• Excellent organizational and project management skills, with the capacity to execute complex projects independently or through team supervision.
• Superior analytical and problem-solving abilities, with keen attention to detail.
• Comfortable thriving in fast-paced, dynamic, and customer-focused environments.
• Knowledge of additional digital and B2B payment systems such as ACH, RTP, SWIFT, and ISO 20022.

Skills

• Product Management
• Analytical Skills
• Technical Skills
• Collaboration
• Leadership Skills
• MS Office (Excel, PowerPoint, Visio, Word)
• AI tools (ChatGPT, Gemini, Microsoft Copilot)
• Commercial Card
• Virtual Card
• B2B Payments
• Embedded Payments
• Treasury
• Payables
• Accounts Payable Automation
• Payment Flows
• API-based Products
• Platform Integrations
• Payment Services
• Account Services
• Data APIs
• Partner Integrations
• Error Handling
• Virtual Card Lifecycle Management
• Credit Card Authorization
• Clearing
• Settlement
• Reconciliation
• Exception Handling
• Project Management
• Problem-Solving
• ACH
• RTP
• SWIFT
• ISO 20022

Location

• Office setting

Work Type

• Full-time
• Onsite

Experience Level

• Senior
• 6 years of work experience with a Bachelor’s degree
• 4 years of work experience with an Advanced degree
• 2 years of work experience with a PhD
• Minimum of 8 years of experience with a Bachelor’s degree
• At least 6 years of experience with an Advanced Degree

Education Level

• Bachelor’s degree
• Advanced degree (Masters, MBA, JD, MD, or PhD)

Salary/Compensations

• $152,200.00 - $243,700.00 USD per year

Benefits

• Medical
• Dental
• Vision
• 401(k)
• FSA/HSA
• Life Insurance
• Paid Time Off
• Wellness Program

About the Company

• Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
• At Visa, you’ll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
• Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Equal Opportunity

• Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.