About the Role
As the Director of Underwriting and Actuarial, you will lead underwriting and actuarial functions to shape product strategy and execution. You will oversee pricing models, drive portfolio analytics, and collaborate with cross-functional teams to optimize risk selection, ensure profitability, and implement AI-driven practices.
Responsibilities
- Lead underwriting strategy aligned with business objectives and risk appetite.
- Oversee actuarial efforts including pricing, loss cost modeling, and risk segmentation.
- Develop and refine pricing strategies using predictive modeling.
- Partner with Sales, Engineering, and Product teams to develop innovative insurance solutions.
- Establish and maintain underwriting guidelines and risk selection criteria.
- Engage with carrier partners regarding risk appetite and product development.
- Monitor KPIs for underwriting performance, profitability, and loss ratios.
Requirements
- 10+ years of experience in underwriting, actuarial science, or related fields.
- Strong actuarial background in pricing models, loss cost modeling, and risk assessment.
- Demonstrated ability to develop and implement underwriting guidelines and pricing strategies.
- Strong analytical skills with proficiency in actuarial software and data analysis tools.
- Ability to work cross-functionally and influence decision-making.
- Deep understanding of insurance regulations, compliance, and market dynamics.
- Bachelor's degree in actuarial science, finance, business, or related field.
Skills
- Underwriting strategy
- Actuarial science
- Predictive modeling
- Risk assessment
- Portfolio analytics
- Data analysis
- Communication and negotiation
- Strategic planning
Location
- Austin, TX
- San Francisco, CA
- Remote
Work Type
- Full-time
Experience Level
- 10+ years
- Leadership experience preferred
Education Level
- Bachelor's degree in actuarial science, finance, business, or related field
- ACAS, FCAS, or CPCU designation preferred
Salary/Compensations
- $190,000 - $210,000
Benefits
- Equity compensation
- 100% company-paid medical premiums for employees
- 401(k) match
- Flexible PTO
- Marketplace discounts
About the Company
- The Ride Platform, Inc. is the parent company of Outdoorsy, Ride, Wheelbase, and Roamly.
- Roamly is a leading provider of specialty insurance for the modern mobility and marketplace travel economy.
- Roamly is a Lloyd's Coverholder and AI-first insurance innovator.
