About the Role
This position is responsible for leading underwriting strategy and execution for our Commercial Lines portfolio, ensuring performance aligns with financial and productivity targets. The role supports company goals by improving core business processes, handling complex risks, managing workflow, and directing special projects. It involves coaching and mentoring personnel and collaborating with peers across divisions.
Responsibilities
- Develop and execute underwriting strategies that align with company goals, adapting to market conditions, risk tolerances, and emerging exposures.
- Monitor underwriting performance using detailed financial and operational analyses, including rate, reserve adequacy, and pricing program profitability.
- Lead, direct, and hold full accountability for underwriting staff, focusing on talent development, performance management, and succession planning.
- Partner with Actuarial, AI, Data & Analytics, Claims, Risk Services, and Compliance to address governance, regulatory requirements, and technical capabilities.
- Maintain and grow strong relationships with agents to gain market insight and identify emerging business opportunities.
- Ensure compliance with underwriting authority delegations, audit criteria, and catastrophe management practices.
- Work closely with market strategy efforts and other product lines to achieve key marketing strategies.
- Oversee placing and binding of FAC Reinsurance.
- Provide input and recommendations of underwriting philosophies and guidelines for risk assessment and selection.
- Oversee implementation and execution of underwriting and referral guidelines, submission requirement documents and binding authority documents.
- Assist in educating the team on changes in underwriting guidelines and appetite.
- Evaluate data, productivity, and loss analysis to analyze workflow, making decisions and/or recommendations if patterns detected or solutions needed to workflow and underwriting strategy.
- Monitor effectiveness and provide guidance for best practices surrounding underwriting systems and processes.
- Ensure system changes and projects produce expected results and are aligned with strategic objectives and priority.
- Manage stakeholder expectations from beginning to end through consistent messaging and effective communication plans.
- Partner with team and stakeholders to assess impact, analyze cost/benefit and risk of change, and assist in prioritizing changes, service requests and projects in line with division and organizational roadmap.
- Utilize data analytics to monitor solution and process performance and recommend improvements to support change management or maximize efficiencies.
- Serve as a liaison between Underwriting and other business areas (E.g., IT; Product; Actuarial; Agencies; Training; Compliance; Claims; Billing; Call Center; Client Experience) and collaborate effectively.
- Maintain daily contact with Operations personnel regarding items affecting underwriting, new business processing, and state mandated requirements to ensure correct policy assembly and premium accounting.
- Maintain effective compliance programs to ensure awareness, training, and review of applicable regulations.
Requirements
- Bachelor's degree.
- Minimum of 10 years of P&C commercial underwriting experience.
- 5 to 10 years of progressive leadership and management experience.
- Proven experience leading underwriting teams, managing portfolio profitability, and developing underwriting strategy for commercial lines business with accountability for production, loss ratio, and underwriting results.
- Excellent oral and written communication skills.
- Demonstrated success in strategic planning, driving operational and financial results, and leading change initiatives.
- Proven ability to influence organizational outcomes, execute business strategy, and lead teams through transformation and continuous improvement.
- Applicants must be legally authorized to work in the United States.
- We are not able to sponsor or assume sponsorship of employment visas.
Skills
- CPCU
- ARM
- AFIS
- AINS
Location
- Omaha
- Albany
- Chicago
Work Type
- 100% in-office
- On-site
Experience Level
- 10+ years P&C commercial underwriting
- 5-10 years leadership and management
Education Level
- Bachelor's degree
Salary/Compensations
- Omaha Pay Range: $150,000 - $210,000
- Albany and Chicago Pay Range: $165,000 - $220,000
Benefits
- Performance-based incentives
- Health insurance
- Dental insurance
- Vision insurance
- 401(k) with company match
- Paid time off
- Professional development opportunities
About the Company
- Farm Family specializes in farm and ranch protection with a wide range of products including flexible farm packages, business owner policies, commercial package, workers compensation, commercial auto and select personal auto coverage.
- Farm Family is a leader in serving the Northeast and Mid-Atlantic markets and is pursuing growth across the U.S.
- The Farm Family entities are wholly-owned subsidiaries of Clearbrook Group Holdings Inc.
- At Clearbrook our Core Values are Integrity, Collaboration, Pursuit of Excellence and Forward Thinking. These values reflect who we are today and who we apsire to be - guiding how we work, how we lead and how we succeed.
Equal Opportunity
- If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at 210-321-8400.
