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About the Role

As a Product Manager Installments & Payments, you will be responsible for shaping our payment and installment solutions. You will develop scalable, automated, and customer-oriented solutions that support our Human Centric Collection Strategy, helping people settle their liabilities fairly, transparently, and sustainably. You will combine economic goals, modern product development, and data-driven decisions into a high-performance end-to-end product that efficiently supports millions of payment processes.

Responsibilities

Define and drive the vision, strategy, and roadmap for the Installments & Payments product.
Develop highly scalable and largely automated payment processes for various payment arrangements.
Drive the expansion of intuitive self-service solutions through digital channels.
Continuously optimize payment journeys and reduce manual process steps in collaboration with Product Experience, Tech, and Data teams.
Ensure payment solutions are suitable for different industries or debtor types by providing, documenting, training, and reviewing appropriate control variables or decision logic.
Continuously advance payment solutions by tracking and optimizing KPIs with the interdisciplinary team.
Future-proof payment solutions by monitoring market trends, new payment technologies, and regulatory developments.
Integrate innovative approaches, such as new payment methods, workflow automations, or AI-driven decisions, into the product.
Collaborate closely with other Product Teams, Tech, Data, Operations, Legal, and customer-facing teams to ensure common priorities, transparent decisions, and aligned roadmaps.
Create structures that enable autonomous work and continuous product development.
Identify user and stakeholder needs, validate hypotheses, and prioritize product development based on data.
Ensure new features provide measurable added value for consumers, operations, and the company.

Requirements

Several years of experience in Product Management with proven success in developing and scaling digital products or platforms, ideally in debt collection, FinTech, B2B SaaS, or a comparable regulated environment like Ecom Payments and Checkout.
A strong product mindset with experience in product strategy, discovery, prioritization, and defining/using KPIs for data-driven product development.
Experience translating complex business, economic, and regulatory requirements into intuitive and scalable product solutions, ideally in the context of payment, financial, or decision processes.
High technical affinity and practical experience using modern automation, workflow, or AI solutions to support product development and business processes.
Data-driven work approach and experience with data analysis, BI, or process mining tools (e.g., Celonis, Power BI, or comparable platforms) to make product decisions based on solid insights.
Experience leading cross-functional teams without disciplinary responsibility, aligning diverse stakeholders, and successfully managing organizational change.
Enjoy structuring complex contexts and building sustainable standards, processes, and documentation.
Very good German and English language skills (at least C1) in speaking and writing.
Excellent communication skills in an international environment.

Skills

Product Management
Product Strategy
Product Discovery
Prioritization
KPI Definition and Utilization
Data Analysis
BI Tools
Process Mining Tools
Automation Solutions
Workflow Solutions
AI Solutions
Communication Skills

Location

Berlin
Verl
Baden-Baden

Work Type

Hybrid
Full-time

Experience Level

Several years of experience

About the Company

Riverty is part of the family-owned Bertelsmann Group, established, entrepreneurial, and operating in a dynamic industry.
We enable flexible payment options across various industries, simplify financial management for well-known brands, and help people reduce debt and gain financial security.
We shape FinTech.