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About the Role

As a Product Manager Installments & Payments (m/w/d), you will be responsible for a central feature of our collection portfolio: the design of our payment and installment solutions. Together with interdisciplinary teams, you will develop scalable, automated, and customer-oriented solutions that support our Human Centric Collection strategy and help people settle their liabilities fairly, transparently, and sustainably. You will combine economic goals, modern product development, and data-driven decisions into a high-performance end-to-end product that efficiently supports millions of payment processes.

Responsibilities

Define and drive the vision, strategy, and roadmap for the Installments & Payments product, aiming to offer consumers the best payment arrangement for their situation in a simple and cost-effective way.
Develop highly scalable and largely automated payment processes for various payment arrangements and drive the expansion of intuitive self-service solutions via digital channels.
Continuously optimize payment journeys and reduce manual process steps in collaboration with Product Experience, Tech, and Data.
Ensure payment solutions are suitable for different industries or debtor types by providing, documenting, training, and reviewing appropriate control variables or decision logic.
Continuously advance payment solutions by tracking and optimizing KPIs with the interdisciplinary team, incorporating external impulses or own research.
Future-proof payment solutions by monitoring market trends, new payment technologies, and regulatory developments, and integrating innovative approaches like new payment methods, workflow automation, or AI-driven decisions.
Connect teams and orchestrate stakeholders by working closely with other Product Teams, Tech, Data, Operations, Legal, and customer-facing teams to ensure common priorities, transparent decisions, and aligned roadmaps.
Create structures that enable autonomous work and continuous product development.
Identify user and stakeholder needs, validate hypotheses, and prioritize product development based on data.
Ensure new features deliver measurable value to consumers, operations, and the company.

Requirements

Several years of experience in Product Management with proven success in developing and scaling digital products or platforms, ideally in debt collection, FinTech, B2B SaaS, or a comparable regulated environment like Ecom Payments and Checkout.
A strong product mindset with experience in product strategy, discovery, prioritization, and defining/using KPIs for data-driven product development.
Experience translating complex business, economic, and regulatory requirements into intuitive and scalable product solutions, ideally in the context of payment, financial, or decision processes.
High technical affinity and practical experience using modern automation, workflow, or AI solutions to support product development and business processes.
Data-driven work approach and experience with data analysis, BI, or process mining tools (e.g., Celonis, Power BI, or comparable platforms) to make product decisions based on reliable insights.
Experience leading cross-functional teams without disciplinary responsibility, aligning diverse stakeholders, and successfully managing organizational change.
Enjoy structuring complex contexts and building sustainable standards, processes, and documentation.
Very good written and spoken German and English skills (at least C1) and excellent communication skills in an international environment.

Skills

Product Management
Digital Product Development
Platform Scaling
Debt Collection
FinTech
B2B SaaS
Ecom Payments
Checkout
Product Strategy
Product Discovery
Prioritization
KPI Definition
Data-Driven Development
Automation
Workflow Solutions
AI Solutions
Data Analysis
BI Tools
Process Mining
Stakeholder Management
Change Management
Communication Skills

Location

Berlin
Verl
Baden-Baden

Work Type

Hybrid
Full-time

Experience Level

Several years of experience

About the Company

Riverty is part of the family-owned Bertelsmann Group, established, entrepreneurial, and operating in a dynamic industry.
They enable flexible payment options across various industries, simplify financial management for well-known brands, and help people reduce debt and gain financial security.
They shape FinTech by ensuring people and businesses stay in flow with payment processes they don't have to worry about, using empathy, modern technology, and data-driven insights.