About the Role
We are seeking a highly skilled Commercial Insurance Adjuster to independently investigate, evaluate, and resolve complex commercial property, liability, and casualty claims, taking personal ownership and accountability from first notice of loss through final settlement. This role is ideal for a seasoned adjuster who thrives on complex, high-exposure commercial claims and desires a high degree of autonomy and authority.
Responsibilities
- Independently manage a caseload of complex commercial claims, including property, general liability, professional liability, and business interruption losses.
- Conduct thorough investigations, including interviewing parties, inspecting loss sites, and coordinating with experts.
- Interpret commercial policy language to determine coverage, exclusions, and applicable limits.
- Set accurate and timely reserves based on exposure analysis.
- Negotiate settlements directly with policyholders, claimants, attorneys, and public adjusters within assigned settlement authority.
- Prepare detailed claim file notes, coverage position letters, and reserve justifications.
- Identify and escalate potential fraud indicators or subrogation opportunities.
- Ensure compliance with state regulatory requirements, statutory deadlines, and unfair claims practices statutes.
Requirements
- Active adjuster license(s) in good standing (resident state required; multi-state/all-lines license strongly preferred).
- Minimum 7+ years of commercial claims adjusting experience, with a demonstrated track record on complex, high-value losses.
- Deep working knowledge of commercial property (ISO/AAIS forms), CGL, and business owner's policies.
- Strong analytical and negotiation skills, with experience handling claims involving legal counsel and public adjusters.
- Excellent written and verbal communication skills, including formal coverage correspondence.
- Proficiency with claims management systems (e.g., FileTrac or similar) and Xactimate/Symbility estimating software.
- Ability to travel for site inspections as needed.
- Clean E&O/bonding record required for named designation if applicable.
Skills
- Commercial claims adjusting
- Investigation
- Evaluation
- Settlement negotiation
- Policy interpretation
- Reserve setting
- File documentation
- Fraud detection
- Subrogation identification
- Regulatory compliance
- Analytical skills
- Negotiation skills
- Written communication
- Verbal communication
- Claims management systems
- Xactimate/Symbility estimating software
Experience Level
- 7+ years of commercial claims adjusting experience
About the Company
- Allcat Claims Service, LLC is a subsidiary.
- Visit us at http://www.allcatclaims.com
Equal Opportunity
- Claim Assist Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
