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About the Role
Sumitomo Mitsui Banking Corporation is hiring an Associate or Vice President in the Securitized Products and Capital Solutions Department to work within the Collateral Underwriting team on Lender Finance facility collateral. This collateral is in the form of loans that are reviewed and graded prior to inclusion in borrowing bases for facilities to asset manager customers.
Responsibilities
- Prepare requests for new and upsize approval requests.
- Prepare analysis for reevaluation events based on performance changes.
- Manage syndication and diligence questions in partnership with the Origination and Execution team.
- Conduct annual reviews.
- Establish a dialogue with assigned clients to ensure proper management of loan collateral portfolios.
- Review monthly client reporting of collateral loan portfolio reports.
- Identify performance deterioration and changes in portfolio composition.
- Develop and maintain relationships with asset manager clients to support effective collateral management.
- Partner with Origination and Execution teams to address syndication, diligence, and investor inquiries.
- Work with and mentor junior team members.
- Support credit decisioning through valuation analysis and risk assessment.
- Monitor collateral portfolios, identifying credit deterioration and key risk trends.
- Review monthly client reporting and assess changes in portfolio composition and performance.
- Conduct detailed financial statement and fundamental credit analysis on leveraged loan collateral.
- Build and maintain financial projection models using SMBC’s proprietary tools.
- Evaluate cash flow stability, debt service capacity, and overall creditworthiness of underlying obligors.
- Prepare credit approval materials, including new transactions, upsizes, and reevaluation requests.
- Participate in annual reviews and other periodic portfolio assessments.
Requirements
- 3-7 years of relevant experience in credit analysis, leveraged finance, structured finance, or a related field.
- Strong analytical and quantitative skills, with experience in financial statement and credit analysis.
- Understanding of leveraged finance, middle market lending, or structured credit products.
- Ability to interpret financial models and assess cash flow projections and credit risk.
- Strong written and verbal communication skills, with the ability to engage effectively with both clients and internal stakeholders.
- Detail-oriented with strong organizational and time management skills.
- Ability to manage multiple workstreams in a fast-paced environment.
- Experience with project finance, digital infrastructure, or non-U.S. credit analysis is a plus.
Skills
- Credit analysis
- Leveraged finance
- Structured finance
- Financial statement analysis
- Credit analysis
- Leveraged finance
- Middle market lending
- Structured credit products
- Financial modeling
- Cash flow analysis
- Risk assessment
- Communication skills
- Organizational skills
- Time management skills
Location
- US
Work Type
- Hybrid
Experience Level
- Associate
- Vice President
Salary/Compensations
- $150,000.00 - $225,000.00
Benefits
- Competitive portfolio of benefits
About the Company
- SMBC Group is a top-tier global financial group headquartered in Tokyo with a 400-year history.
- SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance.
- The Group has over 130 offices and 80,000 employees worldwide in nearly 40 countries.
- Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan.
- SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
- In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru.
- Backed by the capital strength of SMBC Group and value of its relationships in Asia, the Group offers commercial and investment banking services to corporate, institutional, and municipal clients.
- It connects a diverse client base to local markets and the organization’s extensive global network.
Equal Opportunity
- SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.