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About the Role

The Senior Actuarial Analyst is responsible for conducting and executing actuarial reserving analyses for various Property & Casualty lines of business. This role plays a vital part in evaluating loss and LAE reserves, supporting financial reporting, and collaborating with Finance, Claims, Underwriting, and ERM. The position requires solid technical reserving expertise, strong analytical judgment, and the ability to effectively communicate complex results to management.

Responsibilities

Perform quarterly and annual loss and LAE reserve analyses for assigned P&C lines of business using actuarial best practices.
Develop and prepare recommendations for carried reserves, including detailed rationale for management and audit review.
Independently analyze loss development patterns, trends, tail factors, and large loss activity.
Identify emerging issues and proactively explain reserve movements, variability, and key drivers.
Conduct deep-dive analyses on specific segments, coverages, and accident years as needed.
Support statutory, GAAP, and management reporting processes.
Prepare comprehensive actuarial exhibits, documentation, and reserve memos.
Partner with Finance on close processes, variance analysis, and earnings commentary.
Ensure adherence to internal controls, SOX documentation, and governance standards.
Work closely with Claims to understand operational drivers of loss emergence and incorporate findings into analyses.
Collaborate with Underwriting and Pricing to provide data-driven feedback on loss experience and profitability.
Support reinsurance reserving, commutations, and ceded analyses.
Support transformation and process improvement efforts, including automating quarterly roll forwards.
Contribute to the enhancement of reserving methodologies, tools, and automation.
Serve as a knowledgeable resource and subject matter expert on assigned lines of business.

Requirements

Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, or a related quantitative field.
Minimum of 5 years of actuarial experience, with a dedicated focus on P&C reserving.
Active pursuit of Casualty Actuarial Society (CAS) credentials (e.g., 4+ exams passed, nearing ACAS designation).
Solid knowledge of U.S. P&C reserving techniques and standard actuarial methodologies.
Advanced proficiency in Excel.
Working knowledge of actuarial software (e.g., ResQ, Arius, SAS, R, or similar).
Programming, data querying, or automation experience (e.g., SQL, R, Python, VBA).
Strong written and verbal communication skills, with the ability to explain analytical findings to both technical and non-technical stakeholders.
Experience supporting statutory and GAAP reporting.
Prior exposure to reinsurance structures and ceded reserving.
Experience interacting with internal and external auditors.

Skills

Excel
ResQ
Arius
SAS
R
SQL
Python
VBA
Written communication
Verbal communication
Analytical judgment

Location

Warren, NJ
New York, NY

Work Type

Regular
Full time

Experience Level

Senior
Minimum of 5 years of actuarial experience

Education Level

Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, or a related quantitative field.

Salary/Compensations

$100,000 - $150,000 annually

Benefits

Health insurance coverage
Employee wellness program
Life and disability insurance
401k match
Retirement savings plan
Paid holidays
Paid time off (PTO)

About the Company

Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling businesses to survive and thrive, and economies to function and flourish.
We are underwriters of risk, growth, progress and opportunity.
We are a global team focused on disciplined capital allocation and long-term value creation for all stakeholders, who care deeply about our impact on communities and the wider world.
At Everest, our purpose is to provide the world with protection.
We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve.
We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors.
Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging.
Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.
All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve.

Equal Opportunity

Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law.
As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations.
If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at everestbenefits@everestglobal.com.