About the Role
Zurich Canada is seeking a Complex Claims Specialist to manage simple or multi-party, high-exposure, and high-complexity claims within established authority limits, ensuring efficient and effective resolution while providing client-centric service. You will play a key role in investigating, evaluating, and settling complex claims, offering technical support, and contributing to process improvements. This role also involves acting as a subject matter expert, contributing to the development and mentoring of other claims professionals.
Responsibilities
- Manage personal and commercial claims, involving one or more parties, of moderate to high complexity, within delegated authority limits, providing client-centric service.
- Accurately document and maintain claim files in accordance with Zurich's best practices and policies.
- Investigate claims by gathering facts, applying relevant laws and principles of negligence, and determining liability and coverage.
- Develop and implement claim handling strategies, including evaluation, action plans, timely escalation, reserving, and damage assessment to achieve effective resolution.
- Negotiate settlements within authority limits using appropriate strategies, tools, and resources.
- Ensure quality and compliance with internal guidelines, policies, and regulatory requirements.
- Support marketing and client relationship management activities as needed.
- Ensure compliance with claims policies, procedures, systems, and processes.
- Analyze data to identify trends, opportunities for improvement, and recommendations for the claims function.
- Drive improvements to systems and processes to increase efficiency and quality of customer service.
- Provide technical support and act as a subject matter expert for complex files, contributing to precedent setting and improved outcomes.
- Develop and manage relationships with key internal and external stakeholders, ensuring alignment on claims issues.
- Serve as a technical resource for the team and internal clients, maintaining up-to-date expertise to support claims operational management.
- Mentor, coach, and support the development of team members.
Requirements
- Bachelor's degree and at least 6 years of experience in liability claims OR Juris Doctor (JD) degree and at least 3 years of experience in liability claims.
- Obtain and maintain an AMF adjuster license for Quebec (commercial lines).
- Proficiency in spoken and written French.
- Proficiency in spoken and written English to facilitate communication with internal and external stakeholders outside of Quebec.
- Strong communication and analytical skills.
- Proficiency in Office 365 suite.
- Demonstrated ability to manage a complex workload and meet deadlines in a dynamic environment.
- Experience working within a collaborative team and with different work groups.
- Demonstrated ability to coach and provide technical support to other claims professionals.
Skills
- Claims management
- Liability claims
- Complex claims
- Client-centric service
- Technical support
- Process improvement
- Subject matter expert
- Mentoring
- Communication skills
- Analytical skills
- Negotiation
- Relationship management
- Coaching
Location
- Canada
Work Type
- Hybrid
Experience Level
- 6+ years
- 3+ years
Education Level
- Bachelor's degree
- Juris Doctor (JD)
Salary/Compensations
- $84,000 - $131,000
Benefits
- Comprehensive benefits package with varying levels of coverage.
- Competitive total rewards program.
- Minimum of four weeks of vacation per year.
- Four personal days per year.
- Access to a wide range of training and development opportunities.
About the Company
- Zurich Canada is part of Zurich Insurance Group, a multi-line insurer with approximately 55,000 employees globally, serving customers in global and local markets.
- Zurich Canada is a leading provider serving mid-sized and large businesses, including multinational corporations, in the Canadian commercial insurance market for 100 years.
- With over 650 employees across offices nationwide, Zurich offers the strength of a global insurer combined with deep knowledge of local industries and markets.
- Zurich Canada aspires to be the first choice for risk management professionals as a go-to partner to help them navigate today's and tomorrow's risk challenges.
- Zurich is proud of its culture, passionate about Diversity, Inclusion, Equity, and Belonging (DIEB).
- Zurich fosters a collaborative culture where diverse viewpoints are valued.
- Zurich cares about employee well-being.
- Zurich is committed to continuous improvement.
- Zurich cares about its communities.
- Zurich has won numerous awards for its corporate culture, including being named one of the Greater Toronto Area's Top Employers and receiving the 5-Star Diversity, Equity & Inclusion award from Insurance Business Canada.
- Zurich North America has over 148 years of experience managing risk and supporting resilience.
- Zurich is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals.
- Zurich serves more than 25 industries and insures 90% of the Fortune 500®.
- Zurich strives to provide ongoing career development opportunities and foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and people feel a sense of belonging.
Equal Opportunity
- Zurich is committed to pay equity.
- Zurich is committed to providing a diverse, inclusive, and barrier-free environment resulting in an accessible organization for employees, customers, and other parties who interact with, or on behalf of, Zurich.
- We strive to achieve a workplace free of discrimination of all forms, including discrimination on the basis of physical or mental disability, or medical condition.
- If you are interested in a job opportunity, please advise if you require an accommodation, so we can work with you to provide a more accessible process.
