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About the Role
Advance your Credit career with Ballston Spa National Bank (BSNB), a nationally recognized community bank and one of the Best Places to Work. This Credit Analyst position offers competitive pay and a comprehensive benefits package.
Responsibilities
- Underwrite loan requests and assess credit risk using client business plans, financial statements, and related materials.
- Ensure conformity with standard financial reporting requirements and BSNB's lending policies.
- Collaborate with BSNB's Commercial Lending team.
- Communicate with clients to obtain necessary materials for loan approval memoranda and credit file updates.
- Monitor construction loans and conduct appraisal reviews.
Requirements
- Minimum of 5 years of Commercial Credit Analyst experience.
- Highest levels of customer service and follow-through.
- Proven track record of process analysis.
- Proactive approach to problem-solving.
- Good analytical skills.
- High level of attention to detail.
Work Type
- Full-time
Experience Level
- 5 years
Education Level
- Bachelor's degree in Business, Finance or related field
Benefits
- Medical insurance
- Dental insurance
- Vision insurance
- 401(k) plan with company match
- Pension plan
- 11 paid holidays
- Generous paid time off (PTO)
- Company-paid life insurance
- Voluntary insurances
- Tuition reimbursement
About the Company
- Established in 1838, BSNB is a community-minded financial institution providing financial solutions to businesses, individuals, and families in the greater Capital Region and beyond.
- Operates thirteen full-service banking offices and offers digital banking services.
- Prioritizes giving back and volunteer work.
Equal Opportunity
- BSNB provides equal employment opportunity in all aspects of employment regardless of race, color, religion, creed, national origin, age, sex, sexual orientation, gender identity or expression, marital status, military status, disability, predisposing genetic characteristics, domestic violence victim status or any other status protected by local, state, or federal law.
- BSNB is a VEVRAA employer and desires priority referrals of protected veterans.