About the Role
The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. This role provides primary support for evaluating and underwriting Direct Loans and other credit exposures to Private Equity owned non-investment grade borrowers. Analysts will also provide support for Originations, Syndications, Monitoring, and Relationship Management functions within the Sponsor Finance & Direct Lending business unit.
Responsibilities
- Support the credit analysis and management of the Sponsor/Direct Lending business unit.
- Perform due diligence on new transactions and regularly evaluate the existing loan portfolio.
- Provide support for evaluating, structuring, and negotiating terms and credit agreements with Sponsor clients.
- Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance.
- Evaluate company-specific, industry, and regulatory risks, as well as company historical operating performance, projected operating performance, and capital structure.
- Utilize modeling skills for the credit application process and quarterly review presentations.
- Support the coverage team’s idea generation and pitch books for Sponsor clients and potential clients, attending client meetings as required.
- Support the syndication strategy, including lender presentations and liaison with participant lenders.
- Coordinate and communicate account information across various constituencies throughout the organization.
- Understand current relevant industry conditions in assigned portfolio utilizing internal and external sources.
- Oversee facility closing procedures, including operations and documentation.
- Work within a deal team environment supporting the development and analysis of financing structures/strategies.
- Support credit analysis for structured credit transactions.
- Understand and maintain knowledge of industries represented in the portfolio, including technical aspects and regulatory issues.
- Participate in client and bank meetings as necessary.
- Support communication with the credit approval division, including final hold level strategies, to ensure alignment of risk strategy and policy.
- Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure levels.
- Ensure compliance with policy and regulatory requirements.
Requirements
- Bachelor’s degree; CFA candidacy is a plus.
- Work experience in financial institutions or equivalent credit risk related function analyzing corporate customers.
- Knowledge of accounting and corporate finance.
- Strong written, verbal, and interpersonal skills.
- Strong financial modeling skills.
- Good computer skills in Microsoft Word, Power Point, and Excel.
- Able to work independently and under pressure.
Skills
- Financial modeling
- Credit analysis
- Due diligence
- Risk assessment
- Financial analysis
- Microsoft Word
- Microsoft Power Point
- Microsoft Excel
Location
- MUFG office or client sites
Work Type
- Hybrid
Experience Level
- Mid-level
Education Level
- Bachelor's degree
Salary/Compensations
- $110,000 - $120,000
Benefits
- Comprehensive health and wellness benefits
- Retirement plans
- Educational assistance and training programs
- Income replacement for qualified employees with disabilities
- Paid maternity and parental bonding leave
- Paid vacation, sick days, and holidays
About the Company
- Mitsubishi UFJ Financial Group (MUFG) is one of the world’s leading financial groups with 150,000 colleagues globally.
- MUFG's vision is to be the world's most trusted financial group.
- MUFG values building long-term relationships, serving society, and fostering shared and sustainable growth.
- MUFG's culture emphasizes putting people first, listening to diverse ideas, and collaborating for innovation, speed, and agility.
- MUFG invests in talent, technologies, and tools to empower employee careers.
- MUFG's Culture Principles guide colleagues to be client-obsessed, inclusive, and innovative.
Equal Opportunity
- We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business.
- We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.
- Consideration for employment will be made for all qualified applicants, including those with criminal histories, in a manner consistent with applicable state and local laws, provided the applicant is not subject to statutory disqualification and it does not conflict with FINRA and NFA background screening requirements.
