About the Role
The Esoteric ABS team within Global Ratings Services assigns credit ratings to securities backed by non-traditional collateral. Analysts analyze asset performance, structural protections, and cash-flow mechanics to produce opinions that help issuers and investors compare complex instruments. S&P Global embraces AI as an enabler, guided by rigorous governance and risk management, to enhance human expertise and deliver actionable intelligence.
Responsibilities
- Act as a senior reference point coaching team members on credit fundamentals, modeling, data quality, and AI usage with governance.
- Coordinate work across credits, anticipate risks, and influence outcomes through planning and constructive challenge.
- Embed continuous improvement by enhancing playbooks and driving adoption.
- Partner with stakeholders to identify and shape high-impact use cases, supporting testing and rollout with governance and change management.
- Foster a critical thinking mindset to generate insights that shape market views.
- Model enterprise behaviors including Discovery, Integrity, and Partnership, alongside AI-enabled change.
- Deliver end-to-end analytical execution across a defined portfolio, ensuring quality, timeliness, and clarity.
- Lead surveillance and analytical updates, connecting performance, market developments, and issuer peers to risk themes.
- Own the quality of key outputs, ensuring consistency and clarity of reasoning.
- Use approved GenAI/LLMs to accelerate research, comparisons, and drafting.
- Operate effectively alongside AI agents in recurring workflows.
- Support the execution of AI-driven projects.
- Validate inputs, reconcile metrics, and document assumptions/model changes.
- Synthesize data, analysis, and research into executive-ready, market-facing narratives.
- Build collaborative stakeholder trust through empathetic communication.
- Contribute to strategic initiatives and thought leadership.
- Ensure adherence to methodology, confidentiality, and data governance requirements.
- Escalate emerging risks early.
- Embed responsible AI use in workflow processes.
- Drive controlled automation and agentic workflows to remove low-leverage work.
- Define requirements and controls for automation, partnering with Data/Engineering to scale safely.
- Complete the end-to-end ratings process for new issue and surveillance transactions.
- Perform cash flow analysis, synthesize results, and present findings in committees for various non-traditional assets.
- Analyze credit, cash flow, and performance characteristics of collateral pools.
- Review third-party model output and reconcile with internal models.
- Review legal and operating documents to ensure consistency with criteria and identify structural issues.
- Provide comments to external parties.
- Actively manage relationships with internal and external clients.
- Demonstrate strong knowledge of ratings criteria and cash flow analysis.
- Actively contribute to training and outreach efforts, including commentaries, podcasts, and webinars.
Requirements
- Five to ten years of relevant work experience.
- Employees are required to work from the office a minimum of two days per week.
- Candidates who reach the final stage of the interview process will be asked to attend at least one in-person interview at their nearest S&P Global Ratings office before an offer can be extended.
- High standards for accuracy, traceability, and governance.
- Consistent adherence to methodology, documentation, and confidentiality expectations.
- Sound judgement on responsible AI/automation (validation, bias/hallucination awareness, data protection, attribution, approved boundaries).
Skills
- Credit fundamentals
- Modelling discipline
- Data quality
- AI as an enabler with governance
- Critical thinking
- Human-centric leadership
- AI-enabled change
- Analytical execution
- Surveillance
- GenAI/LLMs
- AI agents
- AI-driven projects
- Data validation
- Metric reconciliation
- Assumption documentation
- Model change documentation
- Market-facing narratives
- Market knowledge
- Stakeholder engagement
- Empathetic communication
- Strategic initiatives
- Thought leadership
- Risk management
- Methodology adherence
- Confidentiality
- Data governance
- Responsible AI use
- Controlled automation
- Agentic workflows
- Human oversight
- Ratings process
- Cash flow analysis
- Collateral pool analysis
- Third-party model review
- Legal and operating document review
- Client relationship management
- Ratings criteria
- Training and outreach
- Commentaries
- Podcasts
- Webinars
- Execution maturity
- Collaboration
- Communication
- Credibility
- Constructive challenge
- Coaching
- Mentorship
- Feedback
- Quality review
- Human accountability
- Continuous improvement
- Process simplification
- Standardization
- Tooling
- Automation
- Ambiguity tolerance
- Change adaptation
- Problem definition
- Testing/UAT support
- Control identification
- Adoption enablement
- Research
- Data analysis
- Financial analysis
- Decision-useful narratives
- Evidence-based judgement
- Financial services environment
- Emerging risk themes
- Practical AI fluency
- GenAI/LLMs embedding
- Agentic workflows
- Productivity enhancement
- Insight generation
- Human expertise enablement
- Disciplined validation
- Governance
- Judgement
- Analytical tool capability
- Data tools
- Automation tools
- AI-enabled production oversight
- Written communication
- Verbal communication
- Committee-ready documentation
- Presentation skills
- Issuer interaction
- Investor interaction
- Market participant interaction
- Accuracy
- Traceability
Location
- Worldwide
Work Type
- Hybrid
Experience Level
- Senior
- Five to ten years
Education Level
- Bachelor's degree or equivalent required
- Master's degree or professional certification (such as CFA) is highly valued
Salary/Compensations
- $110,000 USD to $193,000 USD (US)
- 110,000 CAD to 172,000 CAD (Canada)
Benefits
- Annual incentive plan
- Health care coverage designed for the mind and body
- Generous time off
- Access to resources for career growth and skill development
- Competitive pay
- Retirement planning
- Continuing education program with a company-matched student loan contribution
- Financial wellness programs
- Benefits for families
- Retail discounts
- Referral incentive awards
About the Company
- S&P Global Ratings is a division of S&P Global (NYSE: SPGI).
- S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets.
- We help the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.
- Our mission is Advancing Essential Intelligence.
- We are more than 35,000 strong worldwide.
- Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future.
- We are changing the way people see things and empowering them to make an impact on the world.
- We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business.
- Our values are Integrity, Discovery, Partnership.
- S&P Global enables businesses, governments, and individuals with trusted data, expertise and technology to make decisions with conviction.
- We are Advancing Essential Intelligence through world-leading benchmarks, data, and insights.
- We enable the world’s leading organizations to unlock opportunities, solve challenges, and plan for tomorrow – today.
Equal Opportunity
- S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.
- Only electronic job submissions will be considered for employment.
- If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
- US Candidates Only: Know Your Rights: Workplace discrimination is illegal.
