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About the Role

As a Backend Architect on the Pay&Card Team, you will be responsible for architecting and building card-related systems end to end. You will work closely with cross-functional teams to design scalable, secure, and compliant infrastructure that supports card systems and lifecycle management.

Responsibilities

• Architect, build, and maintain backend systems for card issuing and card lifecycle management
• Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs)
• Define and drive the system architecture, service boundaries, and integration patterns for card platform services
• Ensure system reliability, scalability, and compliance with payment network standards
• Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications
• Establish engineering best practices, code quality standards, and technical documentation for the team
• Work hands-on — this is a builder role, not a pure advisory position

Requirements

• 8+ years of backend engineering experience with strong Java / Spring expertise
• Direct experience building or maintaining a card system
• Experience with card certification processes and/or card onboarding programs
• Strong system design and architecture skills, with experience in distributed systems and high-throughput payment infrastructure
• Understanding of card network standards, payment flows, and compliance requirements
• Experience at a fintech, startup, or crypto company that has issued cards
• Familiarity with card lifecycle management, tokenization, and payment gateway integrations
• Experience working in agile, fast-paced environments with short release cycles

Skills

• Java
• Spring
• System design
• Architecture
• Distributed systems
• High-throughput payment infrastructure
• Card network standards
• Payment flows
• Compliance requirements
• Card lifecycle management
• Tokenization
• Payment gateway integrations
• Agile methodologies

Location

• Work-from-home

Work Type

• Work-from-home

Experience Level

• 8+ years of backend engineering experience

Salary/Compensations

• Competitive salary

Benefits

• Company benefits

About the Company

• Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users.
• We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products.
• Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more.
• We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.
• The Binance Pay&Card team is revolutionizing the way people transact and manage their finances globally.
• Binance Pay is a cutting-edge payment solution that enables users to send, receive, and pay with crypto seamlessly.
• Join us to be part of a dynamic team driving the future of digital payments and financial technology.

Equal Opportunity

• Binance is committed to being an equal opportunity employer.
• We believe that having a diverse workforce is fundamental to our success.