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About the Role
As a Principal Product Manager in the Upstream Mortgages team, you will shape and scale new propositions that unlock value for users, focusing on the homeownership and mortgages vertical. You will define the roadmap, make trade-offs, and ensure the proposition delivers sustainable value. You will co-lead a cross-functional team, setting priorities and driving decision-making.
Responsibilities
- Build on existing strategic thinking, identifying clear paths to user, partner and business value and shaping the proposition’s continued evolution.
- Develop and maintain deep expertise in the homeownership and mortgages landscape, building strong external awareness across partners, regulation and industry trends to inform product direction.
- Own the global roadmap for the homeownership and mortgages proposition, defining priorities and sequencing to ensure long-term viability and coherence in line with overall strategy.
- Lead structured product discovery to validate desirability, viability and feasibility, using qualitative insight, quantitative data and commercial understanding to inform decisions.
- Make clear, balanced trade-offs between user experience, commercial constraints and technical complexity, ensuring focused and coherent progress.
- Partner closely with Design to deliver a compelling, simple and user-centred experience within a complex domain.
- Collaborate with Commercial and Data stakeholders to ensure the proposition is grounded in market dynamics, partner realities and measurable outcomes, while retaining clear accountability for product direction.
- Structure ambiguous problem spaces into clear work-streams, guiding and elevating work across the team — including elevating the quality of thinking and execution across more junior Product colleagues.
- Drive momentum and decision-making, ensuring stakeholders are meaningfully engaged throughout the innovation lifecycle.
Requirements
- You know what good Product Management looks like and are comfortable owning meaningful proposition-level problem spaces within an established strategic direction.
- You have demonstrated experience shaping new propositions from first principles, not only optimising existing products.
- You are confident shaping roadmap direction and making clear trade-offs across competing constraints.
- You are commercially aware and think in terms of value exchange, incentives and long-term proposition coherence — not just feature delivery.
- You are comfortable operating within a shared leadership model, partnering closely with senior Design while retaining clear accountability for product viability.
- You bring clarity to complex discussions and are able to move from alignment to decision — making well-reasoned calls even when consensus is incomplete.
- You are intellectually confident and willing to challenge existing thinking constructively where evidence or judgement suggests a better path.
- You combine structured discovery with strong product intuition, balancing rigour with momentum and knowing the fastest routes to validate key hypotheses.
- Experience in mortgages or adjacent regulated financial products is highly desirable, though strong product craft and ClearScore ecosystem understanding may compensate.
Skills
- Product Management
- Roadmap Shaping
- Commercial Awareness
- Shared Leadership
- Structured Discovery
- Product Intuition
- Mortgages
- Financial Products
Location
- Remote
- Hybrid
Work Type
- Hybrid
Experience Level
- Principal
Benefits
- 25 paid holidays and a “duvet day” on your birthday
- Hybrid Work Environment
- Private health and dental cover - including mental health support through Bupa
- GP office visits
- Life assurance scheme
- Up to 6% matched pension
- Regular Lunch and Learns with guest speakers
- Dog-friendly office
- Daily breakfast and free snacks
- Access to discounts via Cobens Extras
- Free sports and social clubs
- Continued investment into learning and development
- Leadership-led training
- In-house psychotherapist
- Financial coach to help you plan and achieve your goals
- No clock-watching culture
- Generous maternity and paternity plans
- Culture and inclusion representatives
- Transparent pay structure and a career growth plan
About the Company
- ClearScore is the UK's #1 credit score and report app, with over 20 million users globally. We help users achieve financial wellbeing by providing tools to manage credit and make better financial decisions. We have established relationships with major lenders and have facilitated millions of credit product applications. We are user-centric, design-led, and data-driven. Our company culture values smart, driven, passionate, and diverse individuals who seek to make an impact. We offer flexible work, trust employees to manage their time, and focus on outcomes. We foster an inclusive culture where all employees are encouraged to contribute ideas, prioritize wellbeing, and pursue career growth.
Equal Opportunity
- ClearScore is committed to providing equal employment opportunities to all qualified individuals. As an equal opportunity employer, we are able to make reasonable adjustments to accommodate individuals with disabilities during the recruitment and selection process. If you require accommodation, please inform us in advance, and we will work with you to meet your needs.
- We are always looking for talented individuals to join ClearScore. We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for our people. Please see our People Policy Notice at https://www.clearscore.com/people-notice.