About the Role
As a Director Financial Institutions Group Credit, you will be a key person in 2nd line credit for the Financial Institutions Group in Institutional Banking, ensuring appropriate management of credit risk across a large portfolio. This involves reviewing and challenging risk appetite, delivering training, and applying expertise regarding regulatory requirements.
Responsibilities
- Direct accountability for approval of credit limits for a portfolio of Bank and NBFI customers.
- Ensure approvals are in line with appetite and policies, with risks being identified, understood, managed, reported and reviewed.
- Key Risk representative in setting the stated risk appetite for the Banks portfolio, in line with ANZ Financial Institutions Group growth strategy.
- Inspire a team of professionals, fostering a high-performance and risk-aware culture.
- Advising on regulatory change and emerging regulatory issues impacting the Banks portfolio.
- Assisting 1st line and other 2nd line teams responding to regulatory changes or enquiries.
- Articulation of insights and opinions on existing and emerging credit risks.
- Assisting in preparation of relevant presentations and briefing notes for reporting to committees/ forums.
- Acting as subject matter expert on policies relevant to the Banks portfolio.
- Being the first point of contact for Relationship Managers and Markets teams for such advice.
- Promoting a strong risk and compliance culture throughout the Financial Institutions business unit.
- Working with the team to build strong, open and transparent relationships with all key stakeholders.
Requirements
- Detailed understanding of credit risk management
- Strong understanding of Lending, Trade and Markets products
- Current knowledge of key issues facing global banking sector, including regulatory, competitive and geopolitical issues.
- People leadership capabilities including coaching and influencing skills.
- Strong cross-functional collaboration skills, relationship building skills and ability to achieve results without direct reporting relationships
- Excellent verbal and written communication skills and the ability to interact professionally with a diverse group
- Ability to maintain high standards of accuracy and work under pressure to achieve deadlines.
- 15+ years’ experience in Banking/ Financial Services in a role with exposure to Credit management (desirable)
Location
- Melbourne
- Sydney
- Brisbane
Work Type
- Permanent
- Full-Time
Experience Level
- 15+ years’ experience in Banking/ Financial Services in a role with exposure to Credit management (desirable)
Benefits
- Access to health and wellbeing services
- Discounts on selected products and services from ANZ
About the Company
- At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.
- From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.
- At ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.
- We're a diverse bunch at ANZ in different roles, different locations, doing different things.
- At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated.
- To find out more about working at ANZ, visit https://www.anz.com.au/careers.
Equal Opportunity
- We are committed to building a workplace that reflects the diversity of the communities we serve.
- We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself.
- If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.
