Impress employers and recruiters.
Choose from hundreds of resume examples.

Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

SouthState is seeking a Commercial Relationship Manager to join their team. This role involves developing and managing a portfolio of commercial clients, providing banking solutions, and underwriting loan requests. The position emphasizes building relationships, ensuring credit quality, and adhering to bank policies and regulations.

Responsibilities

• Actively participates in a business development plan to increase loan and deposit portfolio of commercial clients within a South State metro market.
• Develops consultative relationships with prospects and clients to add value by delivering appropriate banking solutions.
• Manages the flow of loan and deposit requests through appropriate channels to ensure credit quality, responsiveness, structure, and pricing meet client needs and bank objectives.
• Collaborates effectively with Treasury Management Sales Officers, Capital Markets, Wealth, and Retail.
• Underwrites loan requests within bank policies and procedures, ensuring accuracy and completeness of loan packages.
• Manages and services assigned loan portfolio.
• Ensures all required documentation is on file for all loans and deposits.
• Clears documentation or compliance deficiencies noted by Loan and Deposit Operations or other reviews.
• Partners with Credit to properly risk grade each loan in the assigned portfolio and adjust risk grades as circumstances change.
• Prices each loan and deposit product according to current Bank pricing guidelines.
• Documents credit quality, competitive factors, or relationship circumstances justifying departures from approved Bank pricing regulations.
• Demonstrates a commitment to fair lending practices.
• Remains knowledgeable of all laws and regulations governing lending activities.
• Ensures compliance with all applicable Bank policies, procedures, and State and Federal regulations.
• Resolves client problems and assists with general inquiries.
• Provides superior service to existing clients.
• Builds and maintains positive working relationships with COIs and community members to enhance the Bank’s image and reputation.

Requirements

• Bachelor’s degree in business, finance, banking, or related field is required.
• Minimum of 10+ years’ commercial lending experience.
• Experience should include previous loan structuring and credit analysis responsibilities.
• Extensive knowledge of all Bank products, services, procedures, and practices.
• In-depth knowledge of Federal and State lending regulations and Bank policies relating to lending procedures.
• Familiarity with the local business community is strongly preferred.
• Must have well-developed sales, interpersonal, and negotiating skills.
• Excellent written and verbal communication skills are necessary.
• Must have basic accounting and credit skills.
• Must be detail-oriented and possess the proven ability to prioritize complex work assignments.
• Proven analytical skills and the ability to evaluate credit worthiness are needed.
• Must be proficient in the use of basic office equipment with an emphasis on calculator and computer.
• Proficiency in the use of Microsoft Word, Excel, and Outlook is necessary.
• Required annual compliance training.
• New Employee Orientation.

Skills

• Sales
• Interpersonal skills
• Negotiating skills
• Written communication
• Verbal communication
• Basic accounting
• Credit skills
• Detail-oriented
• Prioritization
• Analytical skills
• Credit worthiness evaluation
• Microsoft Word
• Microsoft Excel
• Microsoft Outlook

Location

• 1011 W. 40th St., Ste. 100 Austin, Texas 78756

Work Type

• Onsite

Experience Level

• 10+ years commercial lending experience

Education Level

• Bachelor's degree in business, finance, banking, or related field
• Graduation from a recognized school of banking is an asset

About the Company

• SouthState has a history of steady growth, deep community roots, and an unwavering commitment to helping customers move forward.
• Since the 1930s, SouthState has become a trusted financial partner across the South and beyond, known for combining personal relationships with forward-thinking solutions.
• The company is committed to helping team members find success while maintaining values of building trust, fostering lasting relationships, and pursuing excellence.
• Individual contributions are recognized, potential is cultivated, and team members are inspired to achieve their greater purpose.

Equal Opportunity

• Equal Opportunity Employer, including disabled/veterans.