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About the Role

We are seeking a Product Lead - B2B Lending to own the early development of our SME lending products. This is a product-first, 0→1 role for an individual with deep expertise in SME lending, focused on building and scaling new products from inception. You will collaborate with the VP Product and Product Manager to define, launch, and evolve our lending proposition, with clear ownership of product shaping from the ground up. This is a hands-on role at the intersection of product, risk, and commercial functions, transforming lending capabilities into scalable customer products. In the initial stages, you will directly drive build activities before dedicated squads are fully established.

Responsibilities

Shape and define new SME lending products end-to-end (0→1), collaborating with Product, Risk, Data, and Commercial teams.
Lead discovery with SME customers and internal stakeholders to identify unmet financing needs and translate them into product opportunities.
Design the in-product lending functionality, including eligibility, affordability, limits, pricing, repayment structures, and customer journeys.
Partner with Risk and Data teams to integrate underwriting logic, credit decisioning, and portfolio considerations into product design.
Support build and delivery with engineering teams, ensuring clear, buildable requirements aligned with commercial and risk outcomes.
Utilize market insights and performance data to iterate on products post-launch and influence roadmap priorities.

Requirements

3-5+ years of experience in SME lending, credit products, or lending strategy within a fintech, bank, or fast-growth lending environment.
Deep understanding of SME credit mechanics, including underwriting, affordability, scorecards, limits, pricing, and risk trade-offs.
Proven experience in shaping or contributing to early-stage (0→1) lending or financial product development.
Strong product thinking skills to translate complex lending requirements into simple, usable customer experiences.
Confidence in collaborating across Risk, Data, Engineering, and Commercial teams in a highly interactive setting.
Strong analytical capabilities to interpret lending performance and inform product decisions.

Skills

SME lending
Credit products
Lending strategy
Product development
Fintech
Risk management
Data analysis
Product management
Customer journey mapping
Underwriting
Affordability assessment
Pricing strategies
Roadmap planning

Location

Remote

Work Type

Full-time

Experience Level

Mid-level

Benefits

Annual salary reviews
Promotions
Performance bonuses
myPOS Academy
Unlimited LinkedIn Learning access
Annual training and development budget
9% employer pension contribution
Health insurance
Dental insurance
Group life assurance
Referral bonus
Regular international team events

About the Company

Since 2014, myPOS has focused on simplifying and enhancing payment accessibility for businesses of all sizes.
We offer smart, accessible, and affordable solutions for in-person, online, and mobile sales.
Our mission is to empower businesses by leveraging modern technology and innovative ideas to eliminate payment challenges.

Equal Opportunity

myPOS is committed to providing equal employment opportunities.
All qualified candidates will be considered for employment without discrimination based on age, ancestry, color, marital status, national origin, physical or mental disability, medical condition, veteran status, race, religion, sex, sexual orientation, gender identity or expression, or any other characteristic protected by applicable laws, regulations, and ordinances.
Applications will be confidentially reviewed in line with the General Data Protection Regulation (GDPR).
Personal information will be used solely for the job application and stored for the period needed by the application process.
Only short-listed candidates will be contacted.