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About the Role
Play a critical role in the newly formed Credit & Commercial Strategy team by bringing together Pricing, Decisioning & AI/ML Credit Modelling and leveraging a world-class, data-led Credit approach to deliver exceptional outcomes for SMEs and partners. This is a keystone role to drive Liberis’ growth.
Responsibilities
- Own credit and commercial strategy within your platform family, translating commercial priorities into clear credit and commercial questions.
- Apply credit and commercial frameworks to family-level decisions and flag where priorities require new thinking or central support.
- Act as a subject matter expert, explaining complex concepts and educating the team to build literacy.
- Own commercial and credit initiatives and elements end-to-end, determining how funded amounts, initial prices, limits, and prices evolve.
- Identify ways to hit and exceed performance targets during tactical performance pushes.
- Collaborate across product, engineering, underwriting, and commercial teams to ensure credit and commercial strategy is a first-class input into roadmap and go-to-market decisions.
- Commission and co-build new models and decisioning approaches with the Credit and Commercial Strategy craft, translating family-specific needs into model requirements and validating outputs.
Requirements
- Strong grounding in unit economics, credit, pricing, and commercial modelling.
- Ability to apply Liberis' frameworks to new product and partner contexts.
- Ability to ask the right questions of central model-builders.
- Comfortable operating in a matrix, reporting into a GM and aligned to a family's priorities, while working closely with the Credit and Commercial Strategy craft.
- Cross-functional collaborator, able to work across product, engineering, risk, and commercial within the family.
- Ability to bring diverse perspectives together around a coherent credit and commercial approach.
- At ease with ambiguity and new product design, building approaches from first principles.
- Clear communicator, able to translate complex credit and commercial concepts into practical guidance for non-credit specialists.
Skills
- Pricing
- Decisioning
- AI/ML Credit Modelling
- Unit Economics
- Commercial Modelling
- Credit Modelling
- Risk Management
Location
- Global
Work Type
- Hybrid (at least 3 days in office)
Experience Level
- Mid-level
Benefits
- Accredited Real Living Wage employer
About the Company
- Founded in 2007.
- Provided over $3bn of funding to small businesses.
- Named in CNBC & Statista Top 150 UK Fintechs for 2025.
- Global team with a presence in 6 key locations.
- Thriving community of over 290 innovative minds.
- Celebrates over 27 nationalities.
- Team members bring experience from over 740 previous companies.
- Named as one of FinTech’s Finest 50 by Welcome to the Jungle.
- Proudly an accredited Real Living Wage employer.