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About the Role

The Lead Credit Risk Adviser is a senior authority within the Group Credit Risk function, responsible for enabling and embedding the strategic direction, governance, and effectiveness of credit risk management across the organisation. This role safeguards the company’s balance sheet through robust oversight and decision-making regarding counterparty risk, establishing and enforcing the Group Credit Risk framework, and leading complex credit decisions. The Lead Adviser acts as a trusted advisor to senior leadership, providing expert judgment and insight across commercial, trading, treasury, and finance activities, ensuring alignment with the organisation’s risk appetite.

Responsibilities

• Ensure all activities are carried out safely, complying with regulatory requirements, legislation, and Harbour Energy HSEQ procedures.
• Demonstrate safety leadership and thorough working knowledge of behavioural safety techniques.
• Conduct themselves in accordance with Harbour Energy Values and Business Principles.
• Define and continuously evolve the Group Credit Risk strategy, framework, and policies.
• Set the risk appetite, limits framework, and governance standards for counterparty exposure.
• Act as an escalation point for complex, high-risk, or sensitive credit decisions.
• Lead and develop the Credit Risk function, including capability, structure, and ways of working.
• Provide strategic input into broader financial risk and capital protection decisions.
• Train and develop junior team members, including graduates.
• Recommend/approve credit limits, trading limits, and security requirements in line with delegated authorities and Group risk appetite.
• Exercise Delegated Authority within agreed parameters.
• Lead the assessment of creditworthiness for new and existing counterparties, including customers, suppliers, joint venture partners, and financial institutions.
• Perform detailed credit analysis using financial statements, market intelligence, credit ratings, and other quantitative and qualitative information.
• Exercise sound professional judgment when assessing higher-risk or complex exposures.
• Maintain oversight of Group-wide counterparty exposures, concentration risk, and emerging threats.
• Ensure robust and consistent credit decision-making across all business units.
• Provide senior challenge on commercial proposals with material credit exposure.
• Act as the primary Credit Risk interface to senior leadership (SVP/EVP level).
• Influence decision-making across Trading, Commercial, Treasury, Finance, and Supply Chain.
• Provide clear, insights-driven reporting to senior management and governance forums.
• Lead engagement in high-stakes negotiations involving credit terms, security, and risk allocation.
• Own the Group Credit Risk framework, including policies, standards, and delegated authorities.
• Ensure effective governance over counterparty approvals and monitoring, credit limits and utilisation, and security instruments (PCGs, Letters of Credit).
• Oversee compliance with internal standards and regulatory expectations.
• Lead response to audit findings and ensure continuous strengthening of controls.
• Oversee portfolio-level analysis, including stress testing, scenario modelling, and trend assessment.
• Ensure early identification and management of deteriorating or high-risk exposures.
• Direct mitigation strategies for material or systemic credit risks.
• Maintain oversight of data quality, systems, and reporting integrity.
• Lead initiatives to enhance credit risk processes, tools, and systems.
• Drive standardisation and efficiency across the Group.
• Embed best practice credit risk disciplines across all relevant functions.
• Sponsor innovation in data, analytics, and reporting capability.

Requirements

• Significant experience (typically 10+ years) in senior credit risk, financial risk, or trading environments.
• Proven ability to lead complex, high-value credit decisions with material commercial impact.
• Strong leadership capability, including developing teams and influencing at executive level.
• High level of credibility, with the ability to challenge and influence senior stakeholders effectively.

Skills

• Counterparty credit assessment
• Financial analysis and risk evaluation
• Credit documentation (PCGs, LoCs, EFET, ISDA)
• Advanced analytical capability
• Strong commercial judgement
• Safety leadership
• Behavioural safety techniques

Location

• London

Work Type

• Full-time

Experience Level

• Senior

Education Level

• Degree in Finance, Accounting, Business or related discipline

About the Company

• Harbour is one of the world’s largest and most geographically diverse independent oil and gas companies, producing between 475,000 and 485,000 barrels of oil equivalent per day with significant production in Norway, the UK, Germany, Argentina and North Africa.
• Harbour benefits from competitive operating costs and resilient margins, and a broad set of growth options.
• With low GHG emissions intensity and a leading CO2 storage position in Europe, Harbour remains committed to producing oil and gas safely and responsibly to help meet the world’s energy needs.
• Harbour is headquartered in London with approximately 5,000 staff and contractors across its operations and offices.
• Ours is an inclusive workplace where individuals can bring their whole selves to their job and feel recognised for the value they add.
• We are committed to creating a genuinely inclusive and supportive working environment to ensure everyone has a positive experience at work.
• At Harbour Energy, we aim to recruit, retain and promote our people based on their unique skills, regardless of race, gender or background.
• We need excellent people to help shape and develop the future of our company.

Equal Opportunity

• Inclusive recruitment is a vital part of our diversity, equity and inclusion strategy. Whatever your background, if you feel you need an adjustment during our selection process to suit your needs, please let us know, and we will be happy to help.