About the Role
Liberis is seeking a Senior Credit & Commercial Strategy Analyst to design world-class decisioning and pricing strategies that deliver value to customers and the company. This role involves working on diverse projects to fund as many customers as possible within the company's risk appetite and achieve ambitious commercial goals. The ideal candidate will use data to solve business problems, influence decision-making, and deliver commercial insights.
Responsibilities
- Lead the development and optimisation of global decisioning strategies
- Shape pricing strategy that balances risk, commercial value and customer outcomes
- Make a meaningful impact to the business by driving positive outcomes for as many customers as possible
- Explore new and current data sources to optimise decisioning and pricing policy
- Collaborate with key risk stakeholders to maintain an acceptable risk level in a fast-evolving environment
- Represent Risk to wider business; collaborating with Product and Commercial teams to unlock business value
- Work closely with the Machine Learning team on the life cycle of predictive model; propose features for future development
- Own and continue to improve the monitoring capability for auto-decisioning rules and predictive models
Requirements
- 2-4 years of experience in an analytical role
- Strong analytical mindset with a passion for turning complex data into insights
- Ability to communicate findings clearly and effectively
- Proactive approach to driving initiatives in a dynamic environment
- Keen eye for detail without losing sight of the bigger picture
- Confidence to work autonomously, while knowing when to seek support
- Appetite to understand machine learning models and how they are developed
- Proficiency in SQL is required
- Strong MS Excel skills are required
- Full rights to work in the UK for a minimum of 2 years
Skills
- SQL
- MS Excel
- GCP
- Python
- PowerBI
- Looker
Location
- UK
Work Type
- Hybrid
Experience Level
- Senior
Education Level
- STEM background is great, but aptitude is more important than formal education
About the Company
- Liberis' mission is to empower small and medium-sized businesses by removing finance as a friction to growth, delivering contextual, embedded financial solutions to support merchants at every stage of their business lifecycle.
- The Credit and Commercial Strategy team's goal is to drive intelligent decision-making and pricing strategy by applying advanced statistical analytics to a wealth of data.
- The Risk function focuses on delivering high-quality instant decisions and pricing strategies for customers globally.
- Risk team is a global team covering Portfolio Analytics, Credit and Commercial Strategy, Underwriting and Collections.
- We're on a mission to grow Liberis into the world's leading embedded business finance provider.
