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About the Role

The Analyst, Predictive Modeling & Machine Learning designs, develops, implements, and monitors statistical and machine learning models that support strategic business decisions across credit risk, collections, servicing, marketing, forecasting, and other business functions. This role is a senior individual contributor responsible for translating business challenges into analytical solutions and delivering measurable business value through data-driven decision making.

Responsibilities

Develop and support statistical and machine learning models that drive strategic business decisions and deliver measurable business value.
Develop analytical code and data processes to acquire, transform, validate, and analyze large datasets.
Translate business objectives into analytical solutions and communicate findings and recommendations to stakeholders.
Support model governance, testing, implementation, documentation, and ongoing performance monitoring.
Share technical knowledge and contribute to a collaborative analytics environment.

Requirements

Bachelor's degree or higher in Statistics, Mathematics, Economics, Computer Science, Engineering, Data Science, or another quantitative discipline.
1+ years of experience developing predictive models or performing advanced analytics in a business or research environment. (Analyst)
3+ years of experience developing predictive models or performing advanced analytics in a business or research environment. (Senior Analyst)
Experience applying statistical or machine learning techniques to solve analytical problems.
Proficiency in SQL and at least one analytical programming language such as Python, SAS, or R.
Strong analytical, problem-solving, and communication skills.
Graduate degree in a quantitative discipline.
Experience developing predictive models in financial services, consumer lending, or other data-intensive industries.
Exposure to deploying and monitoring predictive or machine learning models in production environments.
Familiarity with model governance, validation, and regulatory requirements.

Skills

SQL
Python
SAS
R
Predictive Modeling
Machine Learning
Advanced Analytics
Statistical Techniques

Location

Work from home
Southfield, Michigan

Work Type

Remote
Onsite
Hybrid

Experience Level

Analyst
Senior Analyst

Education Level

Bachelor's degree
Graduate degree

Salary/Compensations

Analyst: $97,000 - $130,000 base salary + an annual bonus plan.
Senior Analyst: $128,000 - $165,000 base salary + an annual bonus plan.

Benefits

401(K) match
Adoption assistance
Parental leave
Tuition reimbursement
Comprehensive medical/ dental/vision
Company provided technology packages
Competitive market-based salary with bonus compensation, quarterly profit sharing and annual merit bonuses
Generous PTO and holidays that include 27.5 total days during first full year of employment

About the Company

Credit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories.
Our world-class culture is shaped by dedicated team members who are driven to succeed as professionals individually and together as a team.
Backed by a strong product, exceptional people, and a stable financial foundation, we’ve grown into a leading provider of used and new car financing across the country.
Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success.
Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance.
We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions.
We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!
Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.
At Credit Acceptance, we celebrate what makes each of us unique.
We want every Team Member to feel comfortable bringing their authentic self to work — because diverse perspectives make us stronger.
Our inclusive culture and flexible opportunities help each person find the right balance between work and life, in a way that fits them best.

Equal Opportunity

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all.
As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce.
All qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.
California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.