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About the Role

The Head of Portfolio & Credit Administration will support the relationship between Relationship Managers, Portfolio Managers, Commercial Administration, and Documentation staff through advocacy, collaboration, and communication. This role fosters teamwork, drives process improvement, ensures loan compliance, manages portfolio reporting, and oversees workflow for multiple commercial lending functions.

Responsibilities

• Manage a team of Commercial Credit Analysis and Commercial Administrative Portfolio Managers.
• Oversee the coaching, mentoring, and development of the Commercial Credit Analysts and Commercial Administrative Portfolio Managers.
• Develop commercial credit analysts to improve consistency, standards, and quality of commercial loan underwriting for new credit requests, amendments, modifications, renewals, and waivers.
• Proactively manage resources to support portfolio workflow, including new loan requests and ongoing credit administration requirements, in collaboration with relationship managers and team leaders.
• Underwrite new credit requests and modifications as needed.
• Manage the team and oversee the process of tracking and reporting for financial statement collection, Covenant Tests, and Annual Reviews, ensuring electronic files are up to date.
• Manage internal and external audits and oversee the tracking of any findings, working with RM, PM, and Team Leaders to satisfy them.
• Establish a process providing checks and balances in Underwriting and Portfolio Management with relationship managers, portfolio managers, and team leaders.
• Ensure commercial loan structures and underwriting comply with established policies and credit standards prior to appropriate approval.
• Ensure compliance with all banking laws, rules, regulations, and prescribed policies/practices/procedures to reduce risk and uphold ethical standards.

Requirements

• 10+ years of Commercial Credit and Portfolio Administration management and underwriting/analysis experience.
• Ability to drive process improvement through developing procedures, job aids, and development documents.
• Collaborative with strong leadership abilities to influence and build relationships.
• Depth and breadth of technical knowledge of commercial banking products and documentation.
• Concrete understanding of credit compliance, policies, and standards.
• Practical skill and working knowledge of applicable bank systems, including FIS, electronic file system, loan operating system, and Imaging systems.
• Experience working with the Microsoft Office suite of software programs.

Skills

• Ability to lead, mentor, and motivate.
• Models a high degree of professionalism.
• Fosters a positive working environment.
• Consistently demonstrates behaviors associated with the Bank’s Core values.
• Excellent verbal and written communication skills.
• High level of attention to detail, organizational skills, and process driven.
• Ability to multi-task in a fast-paced environment.

Location

• Yorktown Heights, NY

Work Type

• Exempt/Officer

Experience Level

• 10+ years

Education Level

• Bachelor’s Degree in Finance or Accounting preferred

Salary/Compensations

• $96,089 - $177,069

About the Company

• Beacon Bank is an Equal Opportunity Employer.

Equal Opportunity

• All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.
• If you would like to contact us regarding the accessibility of our website, need assistance completing the application process, or would like to request alternative methods of applying, please contact us at hr@berkshirebank.com.