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About the Role
Morningstar DBRS is seeking a ratings analyst with strong quantitative and analytical skills to join the Global Structured Finance group on the U.S. RMBS Credit Ratings team as a Vice President in New York. The role offers wide opportunities to develop structured finance experience in a client facing environment.
Responsibilities
- Act as a lead analyst on structured finance transactions, and present analysis to rating committee.
- Perform transaction analysis including analysis of collateral, deal structure and legal issues.
- Focus on key credit issues during the new issue rating process.
- Test cash flows to confirm accuracy and robustness of cash flow models.
- Conduct scenario/sensitivity analysis and communicate analysis to senior staff and colleagues.
- Conduct analysis to evaluate the credit profile of securities and review related legal documents.
- Participate in criteria development and enhancement of structured finance models.
- Produce and publish industry commentaries and newsletters.
- Build and maintain relationships with bankers, investors and originators.
Requirements
- Completion of bachelor’s degree in finance, math, economics, computer science, engineering, or any other related field.
- 5+ years of experience in structured finance.
- Proficiency in Microsoft Excel and Microsoft Office programs.
- Robust understanding of credit & legal aspects of structured finance transactions in the residential mortgage product area.
- Strong quantitative and analytical skills, with a high attention to detail.
- Excellent written and verbal communication and interpersonal skills.
- Self-starter and team player with demonstrated ability to work in a fast paced environment.
- Personable, eager to learn, organized, deadline driven, and systems oriented.
- Familiarity with structured products market and technical expertise in using fixed income analytical systems such as Intex (Dealmaker, Calc) and Bloomberg.
Skills
- Microsoft Excel
- Microsoft Office
- Credit analysis
- Legal analysis
- Cash flow analysis
- Scenario analysis
- Sensitivity analysis
- Written communication
- Verbal communication
- Interpersonal skills
- Intex (Dealmaker, Calc)
- Bloomberg
Location
- New York
Work Type
- Hybrid
Experience Level
- Vice President
- 5+ years
Education Level
- Bachelor’s degree
- Master’s degree
Salary/Compensations
- $113,308.00-178,794.66
- 30% Annual Incentive Target Percentage
Benefits
- 100% 401k match up to 6% of salary
- Stock Ownership Potential
- Company provided life insurance - 1x salary + commission
- Comprehensive health benefits (medical/dental/vision)
- Potential premium discounts
- Company-provided HSA contributions (up to $500-$2,000 annually)
- Additional medical Wellness Incentives - up to $300-$600 annual
- Company-provided long- and short-term disability insurance
- Trust-Based Time Off
- 6-week Paid Sabbatical Program
- 6-Week Paid Family Caregiving Leave
- Competitive 8-24 Week Paid Parental Leave
- Adoption Assistance
- Leadership Coaching & Formal Mentorship Opportunities
- Annual Flex Stipend - $1000 annually
- Tuition Reimbursement
- Charitable Matching Gifts program
- Dollars for Doers volunteer program
- Paid volunteering days
- 15+ Employee Resource & Affinity Groups
About the Company
- Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally.
- Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world.
- Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry.
- Our approach and size allow us to be nimble enough to respond to customers' needs in their local markets, but large enough to provide the necessary expertise and resources they require.
- Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service.
- Morningstar DBRS is the next generation of credit ratings.
Equal Opportunity
- If you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker.