About the Role
ATLAS SP is seeking an experienced Vice President to join the Underwriting & Lending team to help underwrite, structure, and manage secured lending facilities. The team supports the platform in providing financing solutions through structured credit facilities, focusing on ABS space. This role requires an independent thinker capable of contributing across a broad range of responsibilities, including client pitching, facility structuring, credit underwriting, and technology enhancement.
Responsibilities
- Assess new transactions and provide independent recommendations regarding credit quality, ratings, and alignment with the firm's risk appetite.
- Prepare pitches, term sheets, and review borrowing base calculations in Excel.
- Partner with senior team members and colleagues on transaction structuring and documentation.
- Lead or support the preparation of investment memoranda and presentations to Risk and Investment Committees.
- Ensure compliance with internal operating procedures and policies across various control functions.
- Review and negotiate term sheets and legal documentation.
- Monitor existing transactions, including servicer reporting, borrowing base performance, covenant compliance, and risk reporting.
- Prepare annual credit reviews evaluating performance against underwriting.
- Respond to portfolio-related requests and inquiries.
- Maintain client relationships and proactively address questions, discrepancies, and transaction requirements.
- Negotiate, structure, and execute amendments and other facility modifications.
- Conduct periodic client due diligence reviews.
- Own assigned client relationships from a U&L perspective and serve as a senior escalation point.
- Supervise Associates and Analysts work product, including transaction surveillance materials and portfolio management deliverables.
- Engage directly with clients, Originations, Structuring, Risk, Legal, Treasury, Operations, Finance, Technology, and external counsel.
- Collaborate closely with relationship managers and other product groups across the institution.
Requirements
- Minimum of 6 years of relevant experience in securitized products, asset-backed finance, structured credit, private credit, warehouse lending, specialty finance or related business lines.
- Demonstrated experience leading transaction execution, portfolio management and client workstreams.
- Strong financial analysis and credit underwriting skills.
- Strong understanding of asset-backed lending structures, borrowing base mechanics, eligibility criteria, concentration limits, triggers, covenants, waterfalls and events of default.
- Excellent verbal, written, and presentation abilities.
- Ability to manage multiple priorities in a fast-paced environment.
- Self-motivated and capable of working independently in a deal-driven setting.
- Strong work ethic, professional demeanor, and positive attitude.
- Ability to perform under pressure and prioritize effectively.
- Strong understanding of legal documentation and credit agreements.
- Advanced proficiency in Microsoft Excel, Word, and PowerPoint.
- Strong familiarity with usage of AI in day-to-day workflow.
- FINRA certifications are a plus.
Skills
- Financial analysis
- Credit underwriting
- Asset-backed lending structures
- Borrowing base mechanics
- Eligibility criteria
- Concentration limits
- Triggers
- Covenants
- Waterfalls
- Events of default
- Legal documentation
- Credit agreements
- Microsoft Excel
- Microsoft Word
- Microsoft PowerPoint
- AI usage
Experience Level
- Vice President
- Minimum of 6 years of relevant experience
Education Level
- Bachelor's degree in Finance, Economics, Accounting, Management, Engineering, or a related field
Salary/Compensations
- $200,000 - $275,000
- Eligible for a discretionary annual bonus
About the Company
- ATLAS SP Partners is a global investment firm providing stable funding, financing, advisory and institutional products to market participants seeking innovative and bespoke structured credit and asset-backed solutions.
- Our experienced team works closely with clients to determine optimal approaches for capital optimization and goal achievement, leveraging a holistic suite of integrated capabilities – including asset and portfolio advisory, warehouse and acquisition financing, whole loan purchase and sale, and securitization and distribution.
- ATLAS is proud to build upon a legacy of client excellence, distinguished by certainty of execution, deep expertise, and comprehensive service across the asset management landscape.
- ATLAS operates as “one team” where every individual makes an impact.
- We grow together, win together, and embrace change as a unified organization.
- Our commitment extends beyond advancing markets, and we strive to make a meaningful difference in our communities and for our clients.
- Our people are industry leaders, driven by a passion for client service, complex problem solving, and innovation.
- We foster professional and personal growth in a collaborative, inclusive environment, and are proud to build upon a legacy of excellence anchored in deep expertise and client service across the asset management landscape.
Equal Opportunity
- ATLAS SP is an equal opportunity employer.
- The firm and its affiliates do not discriminate in employment because of race, color, religion, gender, national origin, veteran status, disability, age, citizenship, marital or domestic/civil partnership status, sexual orientation, gender identity or expression or because of any other criteria prohibited under controlling federal, state or local law.
