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About the Role

This role sits at the intersection of compliance, marketing, and product, ensuring customer-facing materials and application flows meet regulatory and partner bank requirements. You will build the marketing compliance review function from the ground up, creating checklists, approval workflows, and audit-ready records in a fast-paced, high-growth fintech environment.

Responsibilities

• Review and approve marketing materials, disclosures, and application flows for regulatory and partner bank compliance.
• Support new card program launches by ensuring accurate incorporation of required disclosures.
• Partner with marketing, product, design, and operations to provide practical, customer-friendly regulatory guidance.
• Interpret and apply requirements under Regulation Z, Regulation B, UDAAP, CAN-SPAM, TCPA, and FCRA.
• Maintain and update marketing compliance policies, procedures, and review checklists.
• Document marketing reviews to ensure audit-ready records and clear approval workflows.
• Escalate complex issues to senior leadership with clear analysis and recommendations.
• Support partner bank reviews and respond to compliance-related inquiries.
• Contribute to organizational training and awareness regarding compliant marketing practices.

Requirements

• 4 to 5 years of experience in compliance, legal, risk, or a related function within banking, fintech, or financial services.
• Working knowledge of consumer protection and marketing-related regulations including Regulation Z, Regulation B, UDAAP, CAN-SPAM, TCPA, and FCRA.
• Strong attention to detail with the ability to review content through a regulatory lens.
• Clear written and verbal communication skills.
• Ability to manage multiple projects and deadlines in a fast-paced environment.
• Collaborative mindset with experience working cross-functionally.
• Comfort using AI tools to improve efficiency and review coverage.
• Proven ability to operate independently without a defined playbook.

Skills

• Marketing compliance
• Regulatory interpretation
• Consumer protection law
• Cross-functional collaboration
• Process development
• Audit documentation
• AI-assisted workflows

Location

• San Francisco, CA

Work Type

• Full-time
• On-site (5 days a week)

Experience Level

• 4 to 5 years

Salary/Compensations

• $130,000 - $150,000

Benefits

• Meaningful start-up equity
• 100% health, vision, and dental primary coverage
• 75% health, vision, and dental dependent coverage
• Catered meals
• $250/month commuter benefit
• Parental leave
• Team building events and happy hours
• Flexible PTO (minimum 15 days per year)
• Apple equipment
• 401k plan

About the Company

• Cardless is a program manager that partners with FDIC- and OCC-regulated issuing banks to design and deliver co-branded credit cards.
• Early-stage company with approximately 40 employees.