About the Role
As a senior Credit Officer in the Energy Trading Credit Risk team, you will be responsible for handling approvals for all credit exposure resulting from energy trading transactions. You will provide expert guidance, propose risk-mitigating structures, and make approval/decline decisions for proposed transactions. You will partner closely with Front Office, Market Risk, Legal, and Senior CRM Management to ensure robust risk oversight and optimal risk/return outcomes.
Responsibilities
- Setting and monitoring counterparty credit limits and ratings.
- Performing detailed credit analysis, reviewing due diligence/counterparty profiles and transaction request memos.
- Reviewing documentation terms, including proposing appropriate risk-mitigation.
- Approving/declining transactions within delegated individual credit authority and providing recommendations to Senior CRM committees/risk approvers for larger exposures.
- Managing the end-to-end credit lifecycle of individual transactions/counterparties, including onboarding, limit setting, exposure monitoring, and early warning identification.
- Portfolio monitoring, including identification of emerging risks/trends and assessment of concentration risks.
- Interfacing with senior management, business units, internal and external regulators, and other key stakeholders.
- Driving continuous improvement in processes, analytics, and reporting capabilities.
- Supporting digitalization/AI initiatives and internal/external audit engagements.
Requirements
- Extensive relevant energy trading credit assessment experience.
- Solid analytical skills, including derivatives transaction structuring and financial modelling/forecasting.
- Demonstrated ability to manage multiple priorities and complex projects in a fast-paced environment.
- Exceptional verbal and written communication skills, with the ability to articulate complex financial concepts to diverse audiences.
Skills
- Energy trading credit assessment
- Derivatives transaction structuring
- Financial modelling
- Forecasting
- Verbal communication
- Written communication
Location
- London
Work Type
- Hybrid Working
Experience Level
- Vice President
Salary/Compensations
- Competitive salary
Benefits
- Competitive salary
- Non-contributory pension
- 30 days holiday plus bank holidays
- Option to purchase additional days holiday
- Life Assurance
- Private Healthcare for you and your family
- Retail Discounts
- Bike4Work scheme
- Gym benefits
- Opportunity to support a wide ranging CSR programme
- 2 days volunteering leave per year
About the Company
- Deutsche Bank is the leading German bank with strong European roots and a global network.
- Deutsche Bank in the UK is proud to be named in The Times Top 50 Employers for Gender Equality and has been awarded a Gold Award from Stonewall and named in their Top 100 Employers.
- We strive for a culture in which we are empowered to excel together every day.
- This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
- Together we share and celebrate the successes of our people.
- Together we are Deutsche Bank Group.
- We welcome applications from all people and promote a positive, fair and inclusive work environment.
- For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities.
- Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management (DWS) division.
- Together we can make a great impact for our clients at home and abroad, securing their lasting success and financial security.
- More information at: Deutsche Bank Careers (db.com)
Equal Opportunity
- We value diversity and as an equal opportunities’ employer, we make reasonable adjustments for those with a disability such as the provision of assistive equipment if required (e.g. screen readers, assistive hearing devices, adapted keyboards).
- If you have a disability, health condition, or require any adjustments during the application process, we encourage you to contact our Adjustments Concierge on adjustmentsconcierge@db.com to discuss.
