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About the Role

This brand-new role offers the opportunity to make a lasting impact by taking ownership of the annuity proposition roadmap, acting as the senior annuity subject matter expert, and playing a pivotal role in delivering ambitious growth plans. You will lead the development and optimisation of annuity propositions, ensuring they remain commercially competitive, deliver outstanding customer outcomes, and meet evolving regulatory requirements.

Responsibilities

Leading the development and continuous improvement of annuity propositions, including the preparation and presentation of robust business cases.
Owning the annuity proposition roadmap and defining proposition changes, integrations, and operational readiness requirements.
Driving cross-functional delivery across actuarial, pricing, operations, change, and wider business teams.
Working closely with pricing and actuarial colleagues to ensure product features align with funding strategies, risk appetite, and capital considerations.
Acting as the senior annuity proposition SME, providing expert guidance across pricing, underwriting, and distribution.
Partnering with Technical and Governance teams to ensure propositions operate within established governance, approval, and value assessment frameworks, while maintaining compliance with Consumer Duty, PROD, and FCA requirements.
Using MI, customer insight, and market intelligence to identify opportunities, improve proposition performance, and enhance customer outcomes.
Influencing senior stakeholders and representing the annuity proposition both internally and externally.
Building and maintaining strong relationships with key internal stakeholders and external partners.
Lead the development and ongoing enhancement of annuity propositions, including the preparation and delivery of supporting business cases.
Lead definition of proposition changes, including integrations and operational readiness.

Requirements

A strong understanding of the UK annuities market, including key market dynamics, providers, distribution channels, and intermediary networks.
Excellent commercial and analytical capability, with the ability to assess opportunities, manage trade-offs, and think strategically to support business growth.
Proven experience influencing and building credibility with senior stakeholders, using insight and expertise to drive decision-making.
Excellent communication and leadership capability, with the ability to engage, inspire, and align diverse audiences around a shared vision.
Knowledge of annuity pricing dynamics, longevity risk, and capital considerations, and how these factors influence proposition design and performance.
Strong cross-functional leadership without direct authority; confidence and credibility to challenge constructively, influence effectively, and navigate complex stakeholder environments.
Ability to communicate complex information in a clear, structured, and compelling way, particularly when presenting to executive and senior leadership audiences.

Skills

Annuities market understanding
Commercial and analytical capability
Strategic thinking
Stakeholder influence and credibility building
Communication and leadership
Annuity pricing dynamics knowledge
Longevity risk knowledge
Capital considerations knowledge
Cross-functional leadership
Complex information communication

Location

London

Work Type

Hybrid Working
Permanent
Full time

Benefits

Competitive salary
Pension scheme
Life assurance
25 days annual leave plus an additional day on us for your birthday
Private medical cover
Income protection
Generous and highly achievable bonus scheme
Opportunities to progress career in-role and within the company
Free access to the Headspace app
24/7 employee assistance helpline
Trained physical and mental health first aiders
Variety of employee funded benefits available via online benefits portal
Several additional purchase options available for you and your loved ones

About the Company

We help people achieve a better later life. That’s our purpose and it’s the reason we exist.
We are a fast-growing company helping customers enjoy the retirement they deserve.
We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.
This is a brilliant time to join our business.
We are on an exciting growth journey to become the UK’s most loved retirement expert.

Equal Opportunity

Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making.
Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.
We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.