Data Analyst - Credit Risk at Liberis | England | Rezi

Data Analyst - Credit Risk at Liberis

Data Analyst - Credit Risk

Liberis · England

3 weeks ago

Data Analyst - Credit Risk

Liberis · England

a month ago
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About the Role

We are looking for an analytical thinker who enjoys investigating trends, identifying opportunities, and influencing real business decisions. You will shape Liberis' credit risk strategy by delivering analytical insights, developing portfolio monitoring frameworks, and driving strategic initiatives across our global products.

Responsibilities

  • Own analytical projects from initial problem definition through to recommendation and implementation.
  • Perform deep-dive analyses to identify portfolio trends, emerging risks and opportunities for improvement.
  • Develop and optimise credit risk strategies across the customer lifecycle, including acquisition and collections.
  • Build and enhance forecasting models to provide forward-looking insight into portfolio performance and emerging trends.
  • Design and maintain portfolio monitoring frameworks and dashboards, transforming data into clear business recommendations.
  • Present analysis, insights and recommendations to senior stakeholders, influencing strategic business decisions.
  • Identify opportunities to improve portfolio performance through changes to risk strategy, pricing, policy or operational processes.
  • Partner closely with Analytics, Data Science, Product, Partnerships, Pricing and regional teams to deliver cross-functional initiatives.
  • Help improve analytical processes, tooling and ways of working within the Risk team.

Requirements

  • Must have full rights to work in the UK for a minimum of 2 years.
  • Demonstrated ownership of analytical projects, taking work from problem definition through analysis to implementation.
  • Strong commercial judgement, with the ability to balance analytical evidence against business objectives.
  • Excellent stakeholder management and communication skills, with the confidence to present complex findings clearly to both technical and non-technical audiences.

Skills

  • SQL
  • Python
  • SAS
  • R
  • Excel
  • Looker
  • Power BI
  • BigQuery
  • dbt

Location

  • London

Work Type

  • Hybrid

Experience Level

  • 2-5 years

About the Company

  • Liberis' mission is to empower small and medium-sized businesses by removing finance as a friction to growth, delivering contextual, embedded financial solutions to support merchants at every stage of their business lifecycle.
  • The Risk team is responsible for managing the credit risk of Liberis’ portfolios, which include designing effective new strategies, managing the credit quality of our products across geographies, and providing specialist credit risk advice to the business.
  • The Risk team covers Risk analytics, Decision Science, Underwriting and Collections.
  • The Risk team's mission is to grow Liberis profitably to become the leading embedded business finance provider.