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About the Role

eBay is seeking a technically minded and highly collaborative attorney to lead legal architecture for financial services and regulatory aspects in M&A activity, integrating acquired technologies into our marketplace ecosystem. This role serves as the strategic bridge between deal inception and operational reality, acting as the primary specialized consultant for acquired businesses and their lawyers to overcome challenges related to introducing new financial services within the eBay framework.

Responsibilities

Lead detailed regulatory risk evaluations for global acquisition targets, identifying risks in US Money Transmission, Regulation E, and AML/Sanctions regimes.
Serve as the internal authority on US state and federal laws and guide application of the Canadian Retail Payment Activities Act (RPAA) and specific technical flows of an integration.
Work with embedded business and product lawyers to convert dense regulatory requirements into scalable user experiences.
Direct the legal roadmap for acquired licenses and payment systems, ensuring smooth compliance.
Lead the growth of eBay’s global financial stack.
Negotiate complex partnerships, drafting and negotiating high-stakes commercial agreements with global banks, card networks, and payment processors.
Serve as the primary legal lead for the payments and financial services aspects of eBay’s M&A activity.
Evaluate the regulatory health, licensing portfolio, and compliance infrastructure of acquisition targets.
Identify and quantify legal risks related to US Money Transmission and Funds Transfer regulation (e.g., Regulation E), BSA/AML, and Sanctions during the deal phase.
Apply specialized knowledge of the Canadian Retail Payment Activities Act (RPAA) and other provincial regulations to assess and onboard Canadian-based targets or services.
Act as the specialized financial services consultant within acquired entities, guiding them through the complexities of launching new financial products onto the eBay platform and expanding into new global jurisdictions.
Manage the legal roadmap for migrating acquired payment systems and stored value products into eBay’s global “Managed Payments” ecosystem.
Provide deep subject matter expertise on Money Transmission, Stored Value/Prepaid Access, Consumer Financial Protection, and other Financial Services to help product teams design compliant, competitive features.
Partner with regional legal experts to operationalize global payments and financial services legal and regulatory requirements.
Direct the process for obtaining, updating, or transitioning money transmitter licenses and other financial permits resulting from M&A activity.
Collaborate on the negotiation of commercial and technical agreements with banks, processors, and card networks specifically tied to integration workstreams.
Serve as the “connective tissue” between M&A, Compliance, Tax, Privacy, Internal Audit, and Corporate legal teams to ensure a seamless integration of financial services.
Develop and refine playbooks for financial services due diligence and post-close integration.
Distill complex regulatory concepts into clear, executive-level summaries that drive decision-making for business leaders.

Requirements

J.D. degree (or foreign equivalent) and membership in at least one US state bar or a Canadian provincial law society.
6+ years of legal experience in payments and financial services law, preferably within a high-growth fintech, a global marketplace, or a top-tier law practice specializing in financial technology.
Deep, “hands-on” experience with US State & Federal Money Transmission Laws (MTL), Regulation E (EFTA), and the Bank Secrecy Act (BSA)/AML regulations.
Proven track record advising on Stored Value/Prepaid Access and Card Network Rules.
Experience with embedded insurance or warranty products in an e-commerce context is a significant plus.
Experience with or a sophisticated understanding of the Retail Payment Activities Act (RPAA) and FINTRAC requirements is highly prioritized.

Skills

Financial services law
M&A
Regulatory risk evaluation
US Money Transmission
Regulation E
AML/Sanctions regimes
Canadian Retail Payment Activities Act (RPAA)
Stored Value/Prepaid Access
Consumer Financial Protection
Money Transmission
Negotiation
Commercial agreements
Technical legal expertise
US Payments Mastery
Card Network Rules
Embedded insurance
Warranty products
Canadian Regulatory Fluency
FINTRAC requirements
Emotional intelligence
Organizational rigor
Cross-functional team leadership

Location

Global

Work Type

Remote

Experience Level

6+ years of legal experience

Education Level

J.D. degree or foreign equivalent

Salary/Compensations

$111,200 - $190,100

Benefits

Target bonus
Restricted stock units
Full range of medical, financial, and/or other benefits
401(k) eligibility
Various paid time off benefits, such as PTO and parental leave

About the Company

eBay Inc. (NASDAQ:EBAY) is a global commerce leader that connects millions of buyers and sellers around the world.
We exist to enable economic opportunity for individuals, entrepreneurs, businesses and organizations of all sizes.

Equal Opportunity

eBay is an equal opportunity employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity, veteran status, and disability, or other legally protected status.
If you have a need that requires accommodation, please contact us at talent@ebay.com.
We will make every effort to respond to your request for accommodation as soon as possible.
View our accessibility statement to learn more about eBay's commitment to ensuring digital accessibility for people with disabilities.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment.
An employer who violates this law shall be subject to criminal penalties and civil liability.
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