About the Role
The Credit Ratings team is part of Global Ratings Services, a global group of 1,400 analysts. This practice evaluates the credit risk of securitized products and fund structures by analyzing underlying asset performance, structural protections, cash-flow mechanics, and downside stress scenarios. Analysts produce opinions that help issuers and investors compare complex instruments, bringing market-relevant perspectives on topics such as performance trends, issuance conditions, and AI’s role in origination and securitization. At S&P Global, our values shape how we work and collaborate. We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance our people's intelligence, deep relationships, and trusted insights. By leveraging technology with human expertise, we help teams navigate complexity and deliver actionable, decision-ready intelligence without compromising quality, accountability, or integrity.
Responsibilities
- Provide day-to-day guidance and coaching to Research Assistants and Rating Analysts, building capability in credit, data discipline, and tooling.
- Drive consistency and scalability by codifying standard work and promoting disciplined adoption.
- Strengthen AI-enabled productivity by creating reusable assets and proposing lightweight automations.
- Foster continuous improvement by proposing enhancements that remove manual steps.
- Partner with senior team members and Data/Engineering to identify and scale AI/automation use cases.
- Lead end-to-end execution for assigned credits, ensuring high-quality analysis and timely delivery.
- Own surveillance and updates for assigned portfolio, synthesizing performance, market signals, and peer context.
- Support LLM tools/automation being embedded to accelerate workflows, followed by structured validation and refinement.
- Operate alongside AI agents in recurring workflows.
- Prepare and review inputs, reconcile metrics, and document assumptions/changes.
- Prepare and review key outputs ensuring clarity and alignment to methodology/sector frameworks.
- Support maintenance and review of models to ensure robustness and repeatability.
- Engage with external parties alongside senior team members.
- Craft client and executive-ready stories that translate complex data, analysis, and research into a clear narrative.
- Advise on issues within clear parameters, integrating and communicating complex information.
- Build trusted stakeholder relationships through emotionally intelligent, collaborative, and adaptable delivery.
- Ensure adherence to methodology, confidentiality, and data governance; escalate issues early.
- Embed responsible, governed AI use, utilizing only approved tools/data and protecting confidential information.
- Drive controlled automation/agentic workflows by contributing to design requirements/controls, supporting testing/rollout, and training others.
- Support decisions relating to guardrails for automation, defining what can be automated versus what must remain human-led.
Requirements
- Specialized experience in ABS, RMBS, and Corporate Securitisations with demonstrated ability to influence and advise junior colleagues in operational processes.
- Strong critical thinking abilities and exceptional analytical skills with the capacity to make decisions where clear parameters exist and advise on complex issues.
- Ownership and execution maturity across multiple credits; delivers high quality with limited oversight and models values-led behavior.
- Strong collaboration and relationship management; influences through credibility and constructive challenge.
- Coaching capability that improves team consistency through shared standards and tools.
- Continuous improvement mindset.
- AI fluency with judgment.
- Strong credit, financial, and risk analysis linking drivers to forward-looking views and risk appetite.
- Practical experience embedding AI/LLMs/agents into workflows to improve productivity and insight.
- Strong analytical tool capability; willingness to learn data/automation tools to facilitate AI-enabled workflows.
- Strong synthesis into concise narratives for senior stakeholders/committees with transparent evidence.
- Effective written and verbal communicator, able to present research and analysis in a clear, structured way.
- High standards for quality, traceability, and governance; operates effectively in controlled environments.
- Sound judgment on responsible AI use.
- Ability to contribute to scalable automation/agent workflows.
- Employees are required to work from the office a minimum of two days per week.
- Candidates who reach the final stage of the interview process will be asked to attend at least one in-person interview at their nearest S&P Global Ratings office before an offer can be extended.
Skills
- ABS
- RMBS
- Corporate Securitisations
- AI
- LLMs
- Automation
- Credit Analysis
- Financial Analysis
- Risk Analysis
- Data Analysis
- Communication
- Collaboration
- Relationship Management
- Critical Thinking
- Problem Solving
Location
- Remote
- Hybrid
Work Type
- Full-time
Experience Level
- Three to five years of relevant work experience
Education Level
- Bachelor's degree or equivalent required
- Master's degree or professional certification (such as CFA) is highly valued
Benefits
- Health care coverage designed for the mind and body.
- Generous time off.
- Access to resources for career growth and learning new skills.
- Competitive pay.
- Retirement planning.
- Continuing education program with a company-matched student loan contribution.
- Financial wellness programs.
- Benefits for families.
- Retail discounts.
- Referral incentive awards.
About the Company
- At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction.
- By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
- S&P Global Ratings is a division of S&P Global (NYSE: SPGI).
- S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets.
- With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.
- Our Mission: Advancing Essential Intelligence.
- Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective.
- Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
- We are changing the way people see things and empowering them to make an impact on the world we live in.
- We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business.
- Our Values: Integrity, Discovery, Partnership.
- Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead.
- S&P Global enables businesses, governments, and individuals with trusted data, expertise and technology to make decisions with conviction.
- We are Advancing Essential Intelligence through world-leading benchmarks, data, and insights that customers need in order to plan confidently, act decisively, and thrive in a rapidly changing global landscape.
- From helping our customers assess new investments across the capital and commodities markets to navigating the energy expansion, acceleration of artificial intelligence, and evolution of public and private markets, we enable the world’s leading organizations to unlock opportunities, solve challenges, and plan for tomorrow – today.
Equal Opportunity
- S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.
- Only electronic job submissions will be considered for employment.
- If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
- US Candidates Only: Know Your Rights: Workplace discrimination is illegal.
