About the Role
The Latin America Credit Risk Management team manages credit risk for Deutsche Bank’s business activities with Latin American clients, including corporates, banks, non-bank financial institutions, and sovereign counterparties. The role involves handling loan and derivative approvals, monitoring counterparty credit limits, negotiating credit terms, and interfacing with senior management.
Responsibilities
- Manage risk for a portfolio of Latin American counterparties across various jurisdictions and asset classes.
- Approve or decline credit transactions under delegated authorities or recommend actions to senior risk officers.
- Ensure alignment with risk appetite, industry standards, and legal entity compliance.
- Analyze risk elements of credit transactions and assess the credit strength of counterparties.
- Identify structural weaknesses and recommend enhancements for transaction risks, collateral, and documentation.
- Define and negotiate credit terms in legal documentation such as ISDA, CSA, GMRA, and loan agreements.
- Assist in rating and structuring transactions to achieve optimal risk/return outcomes.
- Act as an intermediary between business units and senior credit committees to facilitate approval and monitoring.
- Monitor individual credit positions and developments within assigned portfolios.
- Ensure compliance with all applicable regulatory requirements.
Requirements
- Moderate experience in credit analysis for corporates or financial institutions in Latin American markets.
- Fluency in Spanish is strongly preferred; Portuguese is a plus.
- Extensive knowledge of capital markets products, including vanilla and complex derivatives.
- Understanding of commercial banking products such as loans and trade finance.
- Strong understanding of trading documentation and risk mitigation strategies.
- Experience in negotiating derivative contracts and loan documentation.
- Strong interpersonal, leadership, and communication skills in English and Spanish.
- Ability to work independently with sound judgment and attention to detail.
- Strong analytical skills for assessing complex transactions.
Skills
- Credit risk management
- Financial analysis
- Capital markets product knowledge
- Derivative contract negotiation
- Stakeholder management
- Problem solving
- Regulatory compliance
Location
- New York, NY
Work Type
- Hybrid
Experience Level
- Vice President
Education Level
- Bachelor's degree in Finance, Accounting, Economics, or related fields
Salary/Compensations
- $125,000 - $222,500
Benefits
- Health and wellbeing benefits
- Retirement savings plans
- Parental leave
- Family building benefits
- Generous vacation, personal, and volunteer days
- Educational resources
- Matching gift programs
About the Company
- Deutsche Bank is a global financial institution operating in around 60 countries with over 150 nationalities.
- The bank provides services through its Corporate Bank, Private Bank, Investment Bank, and Asset Management (DWS) divisions.
Equal Opportunity
- Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.
- Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law.
