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About the Role

Develop, manage, and enhance lending products to drive portfolio growth, profitability, and customer satisfaction while ensuring compliance with regulatory and internal policies.

Responsibilities

• Design, develop, and launch new lending products aligned with business strategy and market demand.
• Continuously review and enhance existing lending products to improve competitiveness and profitability.
• Define product features, pricing, eligibility criteria, and customer value propositions.
• Monitor product performance, including volumes, revenues, margins, and delinquency ratios.
• Develop strategies to grow the lending portfolio while managing risk effectively.
• Analyze market trends, customer behavior, and competitor offerings to identify growth opportunities.
• Collaborate with Risk, Compliance, Operations, Sales, Finance, and IT teams for product lifecycle management.
• Coordinate with digital teams for online lending journeys and process improvements.
• Support sales teams with product training, campaigns, and sales enablement tools.
• Ensure all lending products comply with regulatory requirements and internal credit policies.
• Work closely with Risk teams to maintain appropriate underwriting standards and controls.
• Monitor portfolio quality and implement corrective actions where needed.
• Drive automation and digital transformation initiatives within the lending journey.
• Improve turnaround times (TAT) and customer experience across product touchpoints.
• Prepare MIS reports and dashboards on product performance.
• Present insights and recommendations to senior management.

Requirements

• 8–10 years of experience in lending product management within banking or financial services.
• Strong understanding of retail/SME lending products and credit processes.
• Familiarity with digital lending platforms and tools.
• Strategic thinking.
• Customer-centric mindset.
• Attention to detail.
• Proactive and results-driven.
• Ability to work in a fast-paced environment.

Skills

• Product management and development expertise
• Strong analytical and problem-solving skills
• Knowledge of credit risk and lending lifecycle
• Stakeholder management and communication skills
• Commercial acumen and financial analysis
• Project management capabilities

Experience Level

• 8-10 years

Education Level

• Bachelor’s degree in finance, Business Administration, Economics, or a related field.
• Master’s degree (MBA) preferred.

About the Company

• Network International is the largest Financial Technology company in the Middle East and Africa.
• Payments is our core business where we provide services in more than 50 countries – UAE, Jordan, South Africa, Egypt are some of our key markets.
• Apart from payments, we provide services on Data and Insights, Lending, Insurance, Risk Solutions, etc.
• Our core customers are businesses at every scale and segment, though recently we have been growing in the direct-to-consumer card segment as well.
• At Network International, we always stay ahead.
• In the fast-paced world of financial services, we thrive on innovation, agility, and purposeful collaboration.
• We invest first in our people, empowering you to make bold decisions, learn fast, and grow your expertise alongside industry leaders.
• Here, solving complex problems means more than using cutting-edge technology; it’s about creating meaningful value for our customers, together.
• We foster a culture where trust, accountability, and achievement go hand in hand—because success isn’t just a goal; it’s how we work, every day, as one team.