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About the Role

This is a senior hands-on role responsible for leading the Models & Data agenda within the UK Portfolio Management Unit (PMU). The role will shape direction, lead the team, and drive improvements in how models, data, and analytics support portfolio oversight, regulatory submissions, senior governance, and business decision-making.

Responsibilities

• Lead the UK PMU Models & Data agenda, setting direction for model ownership, model output insight, data quality, traceability, automation, tooling and analytical capability.
• Lead and develop the team, building capability across model oversight, data analysis, issue management, documentation and stakeholder engagement.
• Act as first-line Model Owner for nominated UK credit models, including IRB, credit grading, IFRS 9, stress testing and other portfolio risk models, ensuring model use, outputs, limitations, controls, monitoring, documentation and evidence are well governed.
• Represent UK business requirements across the model lifecycle, including development, validation engagement, deployment, monitoring and model change, ensuring UK portfolio characteristics, data requirements, reporting needs and management uses are reflected.
• Interpret model outputs and movements, including ECL drivers, PMA impacts, grading changes, parameter changes, overlays, overrides, limitations and model change impacts, and translate these into clear business insight.
• Produce and present committee-ready material, including model owner updates, ECL / PMA analysis, impairment commentary, ICAAP credit inputs, EWI insight, portfolio deep dives, data quality responses and regulatory-facing materials.
• Lead PMU data requirements for reporting, regulatory requests, model oversight and change activity, ensuring data definitions, lineage, ownership, controls, quality issues and automation opportunities are understood and managed.
• Drive enhancements and efficiencies across PMU model, data and reporting processes, reducing manual workarounds and improving quality, consistency, repeatability, control and decision-useful insight.
• Partner across UK and Group stakeholders, including Credit, Risk, Finance, Analytics, Data, Technology, Model Development, Validation and Model Risk teams, to deliver model, data and reporting improvements aligned to UK business needs.
• Maintain strong governance and control evidence across model and data activity, including monitoring plans, documentation, issue logs, audit actions, validation findings, regulatory actions and escalation of material risks or gaps.

Requirements

• Significant experience in financial services, ideally within credit risk, portfolio management, model ownership, model governance, impairment, capital, analytics, data, regulatory reporting or first-line risk management.
• Strong understanding of credit models and model governance, including IRB, credit grading models, IFRS 9, stress testing, ECL, PMAs, overlays and models used in portfolio risk assessment.
• Good understanding of key model components and outputs, including PD, LGD, EAD, grading movements, parameter changes, model limitations and monitoring results.
• Experience across the model lifecycle, including development, validation engagement, deployment, monitoring, model change, documentation, evidence and issue closure.
• Strong data capability, including experience with large datasets, data warehouses, dashboards, reporting tools, data definitions, lineage, data quality and control issues.
• Proven ability to create clear, decision-ready narratives from model outputs, data analysis and portfolio trends for senior committee, board or regulatory materials.
• Experience driving improvements, enhancements or efficiencies across reporting, analytics, model oversight, data quality or governance processes.
• Strong communication and stakeholder management skills, with confidence engaging across business, Credit, Risk, Finance, Analytics, Data, Technology and model specialist teams.
• Ability to lead others, manage competing priorities and maintain momentum across model, data, reporting and change dependencies.

Skills

• Excel
• BI tools such as QlikView, Tableau or Power BI
• SQL
• SAS
• Customer First
• Ensures Accountability
• Collaborates
• Communication
• Data Insight

Location

• London
• Belfast

Work Type

• Hybrid working model
• 3 days in-office per week

Experience Level

• Level 4

Benefits

• Market leading Pension Scheme
• Healthcare Scheme
• Variable Pay
• Employee Assistance Programme
• Family leave options
• Two volunteer days per year

About the Company

• At AIB, our values guide how we work and how we support each other. We’re looking for someone who puts Customer First, takes initiative and Owns the Outcome, and is always looking for ways to Eliminate Complexity. You’ll treat colleagues and customers with fairness and Show Respect, and you’ll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact.
• We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Equal Opportunity

• AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie