About the Role
This permanent remote position offers a flexible schedule and competitive benefits, contributing to making insurance more accessible across Canada within a collaborative and people-focused environment.
Responsibilities
- Provide technical expertise in risk assessment using individual underwriting methods.
- Work independently on complex applications while respecting authorized approval limits.
- Accurately assess approval limits of up to $750,000 in life insurance and $2,500 in disability insurance.
- Communicate directly with applicants and stakeholders regarding underwriting decisions.
- Negotiate with reinsurers and identify solutions to support client file acceptance.
- Collaborate with partners and TPAs in risk evaluation.
- Act as a resource person during the contestability period.
Requirements
- Bachelor’s degree in business administration, health sciences, or another related field.
- Completion of, or progress toward, a Fellow, Life Management Institute (FLMI) and/or Fellow of the Academy of Life Underwriting (FALU) designation is considered an asset.
- 5 years of experience as an underwriter.
- Strong understanding of insurance contracts and laws across Canada.
- Demonstrated autonomy and proactivity.
- Strong analytical, judgment, and problem-solving skills.
- Collaborative mindset with a focus on continuous improvement.
- Bilingual in French and English to communicate frequently, both verbally and in writing, with English-speaking clients and partners as part of the role responsibilities.
Skills
- Risk assessment
- Individual underwriting methods
- Complex application processing
- Negotiation
- Risk evaluation
- Insurance contracts
- Insurance laws
- Autonomy
- Proactivity
- Analytical skills
- Judgment skills
- Problem-solving skills
- Collaboration
- Continuous improvement
- French
- English
Location
- Remote
Work Type
- Permanent
- Full-time
- Remote
Experience Level
- 5 years of experience as an underwriter
Education Level
- Bachelor’s degree in business administration, health sciences, or another related field.
- Fellow, Life Management Institute (FLMI)
- Fellow of the Academy of Life Underwriting (FALU)
Salary/Compensations
- 110K-120K
Benefits
- 4 weeks of vacation upon hiring
- Group insurance starting on day one: medical, dental, vision, travel, and roadside assistance coverage.
- Defined benefit pension plan equivalent to government pension plans (available after one year of service).
- Employee assistance program.
- Paid sick days.
- On-site fitness room.
- Social activities organized throughout the year (BBQ, Christmas party, Halloween events).
- Various employee discounts (Saint-Hyacinthe privilege card and insurance products).
- Continuous training opportunities.
- Recognition program for years of service.
About the Company
- Recruit Action (agency permit: AP-2504511) provides recruitment services through quality support and a personalized approach.
Equal Opportunity
- Only candidates who meet the hiring criteria will be contacted.
